Best Cashback Cards

Mastercard Standard

Apple Card

Goldman Sachs

1

4.3

"The Apple Card is an excellent choice for users within the Apple ecosystem who value simplicity and Apple Pay integration. With no fees and strong daily cash back, especially for Apple Pay transactions, the card stands out among cash back counterparts. It offers flexible redemption and immediate cashback, coupled with enhanced security through advanced technologies like Face ID and Touch ID. However, those seeking robust travel rewards or without an iPhone might find limitations. With strong transparency and satisfactory customer support, this card is ideal for daily use by individuals already immersed in the Apple world."

None None

Ramp Corporate Card

Ramp

2

4.2

"The Ramp Corporate Card is an excellent choice for businesses looking to maximize cashback value with no annual fees. It offers competitive cashback and centralized spending control, ideal for business financial management. However, it is limited in travel perks and does not aid in building credit, as it does not report to credit bureaus."

American Express

Amazon Business Prime American Express Card

American Express

3

4.1

"The Amazon Business Prime American Express Card is ideal for small business owners who frequently shop on Amazon. It offers a high 5% cashback on Amazon purchases with no annual fee and no foreign transaction fees. However, travel benefits are limited and there is no significant intro offer. It's suitable for businesses prioritizing frequent Amazon shopping but not for those seeking to build credit or obtain extensive travel perks."

Visa Silver

Discover Cashback Card

Discover Bank

4

4.0

"The Discover Cashback Card provides a strong 5% cashback on rotating categories, making it ideal for maximizers looking for rewards without annual fees. With an impressive first-year Cashback Match program and strong fraud protection, it's a solid choice for everyday users. However, rotating categories require activation and attention, with limited travel perks. It's best for those prioritizing daily use and savings."

Visa Signature

Chase Freedom Unlimited®

Chase

5

4.0

"The Chase Freedom Unlimited® offers 1.5% cash back on all purchases, with 5% on travel through Chase Travel and 3% on dining and drugstores. It's an excellent card for daily use with no annual fee and a good welcome bonus, but it does have a foreign transaction fee and lacks lounge access."

None None

Brex Corporate Card

Brex

6

4.0

"The Brex Corporate Card is ideal for growing businesses, offering high credit limits and attractive rewards. It excels with competitive rates like no foreign transaction fees and robust support for international operations. However, mixed reviews on customer service and complex app usage might be hurdles for some companies."

Mastercard

Capital One Savor Rewards for Students

Capital One

7

4.0

"The Capital One Savor Rewards for Students card is ideal for college students wanting cashback in various spending categories without annual or foreign transaction fees. Offering 3% rates on dining, entertainment, and streaming services, it provides excellent ongoing value. However, the lack of an introductory APR and a high ongoing APR could be drawbacks."

Visa N/A

Upgrade Triple Cash

Upgrade

8

3.9

"The Upgrade Triple Cash offers a high cashback rate with no annual fee, making it ideal for businesses looking to maximize returns on everyday purchases. However, it has limited travel benefits."

Mastercard None

Mercury IO Card

Mercury

9

3.9

"The Mercury IO Card is an excellent choice for businesses seeking a credit solution with no annual fee and up to 1.5% cashback on all purchases. Ideal for startups and tech companies looking to maximize their return, this card offers flexibility with a credit limit adjusted by the Mercury account balance. While it lacks travel benefits, it compensates with usability, spend control tools, and no international fees."

Mastercard

Capital One REI Co-op Mastercard

Capital One

10

3.9

"The Capital One REI Co-op Mastercard is a great option for REI frequent shoppers, offering up to 5% cashback on REI purchases and 1.5% elsewhere. It's a no-annual-fee card, making it cost-effective and appealing for everyday purchases. However, it lacks travel perks and an intro bonus, making it more suitable for general spending and committed REI users."

MasterCard Unlimited Cash

Bank of America Business Advantage Unlimited Cash Rewards

Bank of America

11

3.9

"The card offers unlimited 1.5% cashback on all purchases with no annual fee, making it ideal for small businesses seeking simplicity and everyday benefits."

Visa

Capital One Key Rewards Visa

Capital One

12

3.9

"The Capital One Key Rewards Visa is a personal credit card that excels with its high base cashback rate of 5% and no annual fee, making it an attractive choice for users prioritizing everyday rewards. It also stands out for its flexibility in redeeming rewards and robust digital features, such as contactless payment capabilities and digital wallets like Apple Pay and Google Pay. However, it does not offer substantial value for users looking for travel perks and has poor customer support as per user reviews. It's ideal for those seeking no-fee cards with good returns on daily spend, but not for those aiming for high travel perks."

Visa Standard

Amazon Prime Visa

Chase

13

3.9

"The Amazon Prime Visa card from Chase is ideal for frequent Amazon and Whole Foods shoppers, offering 5% cashback on these purchases with no annual fee. It also provides travel and purchase protection insurance. However, travel perks are limited and a Prime membership is required for the best cashback rates. It stands out for having no foreign transaction fees, but customer support seems to be average according to various user reviews."

MasterCard Standard

Gemini Credit Card

Gemini

14

3.9

"The Gemini Credit Card offers up to 4% crypto back on eligible purchases with no annual fees and no foreign transaction fees. It's ideal for crypto enthusiasts and users who value instant rewards across a diverse portfolio of currencies. However, the card offers limited travel perks and adds complexity in managing crypto rewards."

Visa Standard

Capital One Walmart Rewards Card

Capital One

15

3.9

"The Capital One Walmart Rewards Card offers significant cashback for Walmart purchases with no annual fee. It's ideal for frequent Walmart shoppers and those avoiding annual fees. App experience and ease of use are highlights, but the card lacks introductory offers and is less appealing for frequent travelers."

Discover

NHL Discover it Card

Discover

16

3.9

"The NHL Discover it Card provides a robust rewards system with a competitive cashback rate, especially in rotating categories. It has no annual fee and offers a unique first-year Cashback Match feature, enhancing its value to subscribers. While it's not a great choice for travel perks, it perfectly caters to NHL fans and those valuing cashback rewards. The card also comes with various digital features such as contactless payments and a well-rated app experience, making it a versatile option for consumers looking to maximize their everyday spending."

Visa

Capital One Spark Cash Select

Capital One

17

3.9

"The Capital One Spark Cash Select is a business credit card ideal for small businesses seeking a straightforward cashback program. With a 1.5% cash back rate on all purchases and a $750 bonus after spending $6,000 in the first 3 months, it offers good value. No annual fee and no foreign transaction fees enhance its appeal. Despite lacking intro APR offers and balance transfer features, it stands out with ease of use and strong security."

Visa

U.S. Bank Shield Visa Credit Card

U.S. Bank

18

3.9

"The U.S. Bank Shield Visa Credit Card is an excellent choice for those seeking to avoid annual fees and benefit from a long 0% APR introductory period. Offering 4% cashback on travel bookings through the U.S. Bank Travel Center, it also provides good purchase and cell phone protection, along with a $20 annual statement credit. However, it applies foreign transaction fees and carries a relatively high balance transfer fee. With no welcome bonus, it suits balance transfer users or those looking to avoid annual fees."

Discover

Discover it Secured Credit Card

Discover

19

3.9

"The Discover it Secured Credit Card is a solid choice for those building or rebuilding credit. It offers 1% cashback on all purchases, with an additional 2% on specific categories. The card has no annual fee and comes with credit-building educational tools. One key advantage is the first-year cashback match. However, it is not ideal for travel due to the lack of benefits in that area. International transactions come with high fees, but the card excels in user experience with a high-quality app."

Mastercard World Elite

U.S. Bank Business Cash Rewards World Elite Mastercard

U.S. Bank

20

3.8

"The U.S. Bank Business Cash Rewards World Elite Mastercard is perfect for small business owners seeking cash rewards and fee savings. It offers 3% cashback in important business categories and has no annual fee. However, the lack of travel benefits and high introductory offers limits its appeal for those seeking travel perks."

Visa Store

Amazon Visa Credit Card

Chase

21

3.8

"The Chase Amazon Visa card is an excellent option for frequent Amazon shoppers. With a high cashback rate for Amazon purchases and other purchase protection benefits, this card stands out with its no annual fee offer. The Chase mobile app provides a great user experience, while some drawbacks include the lack of significant travel benefits and balance transfer options. Overall, it is a strong choice for consumers who primarily value shopping and everyday benefits with Amazon."

Visa Unlimited

Chase Ink Business Unlimited

Chase

22

3.8

"The Chase Ink Business Unlimited card is a strong option for small business owners looking for cashback solutions. It offers 1.5% unlimited cashback on all purchases with no annual fee, providing flexibility with ease of redemption and good purchase and travel protections. However, it's not the best choice for balance transfers or international travel due to its lack of specific benefits in these areas."

Visa Signature

Wells Fargo Active Cash Card

Wells Fargo

23

3.7

"The Wells Fargo Active Cash Card offers 2% cashback on all purchases with no annual fee, making it ideal for everyday users focused on cashback rewards. The lack of travel benefits and limited customer support might be a downside."

Mastercard

Capital One BJ's One Mastercard

Capital One

24

3.7

"The Capital One BJ's One+ Mastercard offers excellent cashback rewards on BJ's purchases, with benefits such as no foreign transaction fees and no annual fee. The user experience is bolstered by a quality mobile app, though it lacks introductory offers and travel benefits, making it more suitable for daily use than frequent travelers. The review highlights its strong proposition for regular spending and ongoing savings, despite limitations in additional services."

MasterCard Cash

Capital One Spark 1.5% Cash Plus

Capital One

25

3.6

"The Capital One Spark 1.5% Cash Plus card is perfect for business owners aiming for competitive cashback returns on every purchase. With unlimited 2% cashback and no foreign transaction fees, it stands out for businesses making frequent purchases both domestically and internationally. However, despite a solid cashback program, travel perks are limited, and customer support experiences can be inconsistent. Enhanced perks could cater better to a demanding business audience."

Mastercard World

Tangerine World Mastercard®

Tangerine Bank

26

3.5

"The Tangerine World Mastercard® is an excellent choice for consumers seeking cashback with no annual fees. It offers 2% cashback on selected categories, airport lounge access, and comprehensive travel insurance coverage. However, there is no signup bonus, and customer service received negative reviews. Not recommended for those interested in miles and points accumulation."

American Express

Synchrony OnePay CashRewards Card

Synchrony

27

3.5

"The Synchrony OnePay CashRewards Card is ideal for consumers who frequently shop at Walmart, offering 5% cashback for Walmart+ members and 3% cashback for others. With no annual fee and features like contactless payments and credit monitoring, it's a great choice for daily use. However, travel perks are limited and there is no significant introductory offer. Some user complaints highlight issues with customer support."

Synchrony Soma credit card

Synchrony

28

3.3

"The Synchrony Soma credit card stands out for its high cashback rate of 7.5% and no annual fee. It offers several digital features such as contactless and digital wallet payments. However, it has limited travel perks and average customer service. Ideal for consumers who value everyday benefits and want to avoid extra fees."

Visa Signature Signature

Synchrony Venmo Visa Credit Card

Synchrony

29

3.3

"The Venmo Visa Credit Card, offered by Synchrony Bank, provides an attractive cashback scheme, with up to 3% back on your top monthly spending category. While it has no annual fee, the lack of an introductory offer and limited customer support can be drawbacks. This card is a solid choice for those already using Venmo for everyday transactions."

Citi Exxon Mobil Smart Card+ Credit Card

Citi

30

3.2

"The Citi Exxon Mobil Smart Card+ Credit Card is perfect for those looking to save on fuel costs, offering 5% cashback on non-fuel purchases at Exxon and Mobil for the first $1,200. Additionally, there is no annual fee, but the interest rates are high. The card lacks substantial rewards outside the fuel context, such as travel perks, making it more suitable for frequent drivers aiming to cut down their fuel expenses."