Points & Miles Cards

Maximize your travel rewards. These cards excel at earning frequent flyer miles and transferable points — the gold standard for travelers who want to stretch every dollar into unforgettable experiences.

30 cards ranked
Centurion® Card from American Express card art

Centurion® Card from American Express

American Express

1
4.5
Annual Fee Free
Benefits
Minimum Income

"The Centurion® Card from American Express provides exclusive benefits for frequent travelers and premium customers, boasting high earn rates on points and comprehensive travel perks."

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Chase Sapphire Reserve® card art

Chase Sapphire Reserve®

Chase

2
4.4
Annual Fee Free
Benefits
Minimum Income

"The Chase Sapphire Reserve® is a premium credit card, ideally suited for frequent travelers. It offers a high earn rate on travel purchases along with exclusive travel benefits, including airport lounge access and comprehensive travel insurance. Despite its high annual fee, the compensatory values provided in the first year and travel credits make it valuable for those who spend significantly on travel and luxury experiences."

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Capital One Venture X Business card art

Capital One Venture X Business

Capital One

3
4.3
Annual Fee Free
Benefits
Minimum Income

"The Capital One Venture X Business card is an excellent choice for frequent travelers, offering a high earn rate on travel bookings and an annual 10,000 miles bonus. Foreign transaction fees are non-existent, and cardholders have access to over 1,300 airport lounges. The card charges a high annual fee of $395, justified by travel credits and exclusive perks. However, reviews highlight inconsistent customer support and complexities in non-travel redemptions."

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PenFed Pathfinder Rewards Visa Signature Card card art

PenFed Pathfinder Rewards Visa Signature Card

Pentagon Federal Credit Union

4
4.3
Annual Fee Free
Benefits
Minimum Income

"The PenFed Pathfinder Rewards Visa Signature Card offers great perks for frequent travelers, including excellent travel insurance coverage and airport lounge access."

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Citi Strata Elite Card card art

Citi Strata Elite Card

Citi

5
4.3
Annual Fee Free
Benefits
Minimum Income

"The Citi Strata Elite Card is an excellent option for frequent travelers seeking premium benefits. With high reward multipliers on travel and dining, excellent insurance coverage, and VIP lounge access, it offers considerable value. However, the annual fee is high and bonus categories can be complex for some users."

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Sapphire Reserve for Business℠ card art

Sapphire Reserve for Business℠

Chase

6
4.3
Annual Fee $ 795.00
Benefits Ultimate Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Sapphire Reserve for Business℠ by Chase offers strong benefits for frequent travelers, including access to premium lounges, comprehensive travel insurance, and no foreign transaction fees. However, its high annual fee and complex point redemption system might deter some users. Ideal for business executives who value premium travel rewards."

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American Express® Gold Rewards Card card art

American Express® Gold Rewards Card

American Express

7
4.2
Annual Fee R$ 250.00
Benefits Membership Rewards · Lounge Access · Travel Insurance
Minimum Income

"The American Express® Gold Rewards Card by American Express provides excellent rewards on dining and supermarkets, and offers travel perks such as lounge access. Flexibility in points redemption and a solid app experience are highlights. However, it has a high annual fee and limited upgrade paths. Best for frequent travelers valuing dining and travel rewards."

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Chase Ink Business Preferred Credit Card card art

Chase Ink Business Preferred Credit Card

Chase

8
4.2
Annual Fee $ 95.00
Benefits Chase Ultimate Rewards · Travel Insurance
Minimum Income

"The Chase Ink Business Preferred Card is top-notch for small businesses, offering a generous welcome bonus and strong earning multipliers in frequent spending categories, especially in travel and shipping. Priced at $95 annually, it shines with excellent travel insurance coverage, no foreign transaction fees, and a flexible Ultimate Rewards points program. However, it requires good credit for approval and lacks a balance transfer offer, making it less suitable for those seeking to consolidate debt."

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Business Platinum Card card art

Business Platinum Card

American Express

9
4.1
Annual Fee $ 895.00
Benefits Membership Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Business Platinum Card by American Express is an excellent choice for business owners looking to maximize travel rewards and premium benefits. With access to over 1,300 lounges worldwide and comprehensive travel insurance coverage, this card suits frequent travelers exceptionally well. Its Membership Rewards program allows for flexible point transfers to numerous airlines, optimizing the value of your transactions. However, the high annual fee and lack of cashback options might deter some users. This card is best suited for business owners who wish to travel in style and security."

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Marriott Bonvoy Brilliant Card card art

Marriott Bonvoy Brilliant Card

American Express

10
4.0
Annual Fee $ 450.00
Benefits Marriott Bonvoy · Travel Insurance
Minimum Income

"The Marriott Bonvoy Brilliant Card from American Express is perfect for frequent travelers looking to maximize hotel rewards. With attractive benefits like lounge access, travel insurance, and no foreign transaction fees, it provides excellent value for those who maximize their stays. However, its high annual fee may not be worthwhile for those who do not use travel advantages, and it's not ideal for cashback-focused consumers."

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American Express® Business Gold Card card art

American Express® Business Gold Card

American Express

11
4.0
Annual Fee Free
Benefits
Minimum Income

"The American Express® Business Gold Card is ideal for businesses with high spending in specific categories, offering 4X points on the two highest spending categories per billing cycle plus a variety of valuable transfer partners. The card carries a high annual fee but is balanced by flexible payment and travel benefits. It has no foreign transaction fees but is not suitable for balance transfers. It's essential for those looking to maximize rewards on business transactions."

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Hilton Honors Aspire Card card art

Hilton Honors Aspire Card

American Express

12
4.0
Annual Fee $ 550.00
Benefits Hilton Honors
Minimum Income

"The Hilton Honors Aspire Card from American Express offers exceptional benefits for frequent travelers and loyalists to the Hilton network. With a high annual fee, it is best suited for those who can make the most of the travel benefits, such as lounge access and hotel status bonuses. There is no foreign transaction fee, making it a good choice for international expenditures. However, for those looking for cashback or rewards on everyday purchases, this may not be the best fit."

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Chase Aeroplan Credit Card card art

Chase Aeroplan Credit Card

Chase

13
4.0
Annual Fee $ 95.00
Benefits Aeroplan · Aeroplan
Minimum Income

"The Chase Aeroplan Credit Card is an excellent option for frequent travelers, especially those flying with Air Canada. It offers valuable features like a high earn rate on Air Canada purchases, no foreign transaction fees, and free first checked bag benefit. While the welcome bonus is attractive, the card charges an annual fee not waived in the first year. Additionally, the lack of a balance transfer offer and complexity in points redemption may be drawbacks for some. Ideal for those looking to maximize their rewards on international travel."

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World Of Hyatt Credit Card card art

World Of Hyatt Credit Card

Chase

14
4.0
Annual Fee Free
Benefits
Minimum Income

"The World Of Hyatt Credit Card by Chase is a top choice for frequent travelers loyal to the Hyatt brand. It offers excellent earn rates at Hyatt properties and a lucrative welcome bonus, providing substantial value for hotel spenders. No foreign transaction fees and valuable travel protections further enhance its appeal. While the $95 annual fee is offset by an annual free night certificate, the card's full benefits are best realized by those who consistently choose Hyatt, as general spending rewards are limited."

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Capital One Venture Rewards Credit Card card art

Capital One Venture Rewards Credit Card

Capital One

15
3.9
Annual Fee Free
Benefits
Minimum Income

"The Capital One Venture Rewards is a personal credit card known for its excellent points and miles offering, ideal for frequent travelers. With a 2X miles per dollar earn rate and a strong intro bonus, this card provides great value in the first year of use. However, it carries a $95 annual fee and users may face challenges with customer service. Redemption options are flexible and there are no foreign transaction fees, which is beneficial for international spenders."

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Alaska Airlines Visa Signature Credit Card card art

Alaska Airlines Visa Signature Credit Card

Bank of America

16
3.9
Annual Fee Free
Benefits
Minimum Income

"The Alaska Airlines Visa Signature card offers high rewards on Alaska Airlines purchases and several travel perks, with no foreign transaction fees."

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IHG One Rewards Premier Credit Card card art

IHG One Rewards Premier Credit Card

Chase

17
3.9
Annual Fee $ 99.00
Benefits IHG One Rewards · Travel Insurance
Minimum Income

"The IHG One Rewards Premier card is perfect for frequent travelers who stay at IHG hotels. It offers a high earn rate on IHG hotel expenses, an annual free night, and robust travel insurance. Despite a $99 annual fee and being less ideal for cashback seekers, the card compensates with generous rewards and no foreign transaction fees. Redemption rules can be complex for some users."

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U.S. Bank Business Altitude Connect World Elite Mastercard card art

U.S. Bank Business Altitude Connect World Elite Mastercard

U.S. Bank

18
3.9
Annual Fee Free
Benefits U.S. Bank Altitude Points · Lounge Access · Travel Insurance
Minimum Income

"The U.S. Bank Business Altitude Connect World Elite Mastercard is an excellent choice for frequent travelers and business use. It offers perks such as lounge access, comprehensive travel insurance, and no foreign transaction fees. However, there is an annual fee after the first year, and it may not be as appealing for users not taking advantage of its travel benefits."

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Capital One Spark Miles card art

Capital One Spark Miles

Capital One

19
3.9
Annual Fee Free
Benefits
Minimum Income

"The Capital One Spark Miles is an excellent travel rewards card for small businesses. With a strong return of 2X miles on all purchases and 5X on hotel and rental car spending, the card offers great value for frequent travelers. The waived annual fee for the first year combined with a substantial welcome bonus further enhances its appeal. Despite no foreign transaction fee, the lack of an introductory APR for purchases and a $95 annual fee after the first year may deter some customers. The card is ideal for small business owners focused on travel rewards."

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Scotiabank Passport Visa Infinite Card card art

Scotiabank Passport Visa Infinite Card

Scotiabank

20
3.9
Annual Fee Free
Benefits
Minimum Income

"The Scotiabank Passport Visa Infinite card is ideal for frequent travelers and premium users seeking solid travel benefits and an excellent earn rate for points and miles. It offers lounge access, no foreign transaction fees, and good travel insurance coverage. While the annual fee is high and waiver options are limited, the travel perks and app experience balance these downsides. Not ideal for customers looking to transfer balances with competitive terms."

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RBC Avion Visa Infinite Card card art

RBC Avion Visa Infinite Card

RBC

21
3.9
Annual Fee Free
Benefits
Minimum Income

"The RBC Avion Visa Infinite card offers a strong rewards program, excellent travel insurance, and flexible point redemption, but it has a significant annual fee and limited cashback options."

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EveryDay Preferred Card card art

EveryDay Preferred Card

American Express

22
3.8
Annual Fee $ 95.00
Benefits Membership Rewards
Minimum Income

"The EveryDay Preferred Card from American Express is suited for those who value rewards on everyday purchases, particularly at supermarkets and gas stations. With an annual fee of $95, it offers 3x points at supermarkets and 2x at gas stations in the U.S., plus a 50% points bonus if used more than 30 times per billing cycle. The app and support experience are solid, though travel perks are limited. Best for frequent users who maximize everyday spending."

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American Express Green Card card art

American Express Green Card

American Express

23
3.8
Annual Fee $ 150.00
Benefits Membership Rewards®
Minimum Income

"The American Express Green Card is suited for frequent travelers and everyday consumers who prioritize travel rewards over cashback. It offers excellent rewards redemption flexibility and has no foreign transaction fees. Its $150 annual fee might be considered high compared to other cards offering more introductory benefits. Utilizing the Membership Rewards® platform expands transfer and redemption possibilities, making it ideal for those looking to maximize travel rewards."

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Citi Prestige® Credit Card card art

Citi Prestige® Credit Card

Citi

24
3.8
Annual Fee $ 495.00
Benefits Citi ThankYou Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Citi Prestige® Credit Card offers excellent benefits for frequent travelers, including unlimited Priority Pass lounge access and comprehensive travel insurance. The rewards program is versatile, with a wide range of transfer partners. However, the high annual fee may not offer as much value to those seeking cashback or looking to build credit."

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The Platinum Card card art

The Platinum Card

American Express

25
3.8
Annual Fee $ 895.00
Benefits Membership Rewards® · Lounge Access · Travel Insurance
Minimum Income

"The Platinum Card from American Express offers exceptional premium benefits, like lounge access and purchase protection, making it ideal for frequent travelers who can fully leverage these advantages. However, the high annual fee and complex rewards system may not be worthwhile for casual users or those with lower spending. While customer security and protection are strong points, customer service has received mixed reviews. Overall, it's an excellent card for those who can maximize its travel perks and rewards values."

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United Explorer Card card art

United Explorer Card

Chase

26
3.8
Annual Fee Free
Benefits
Minimum Income

"The United Explorer Card by Chase offers a strong points and miles program, making it ideal for frequent travelers, especially those flying with United Airlines. The card has no foreign transaction fees and includes travel perks like lounge access and travel insurance. While the card presents a decent intro offer, it carries an annual fee after the first year and offers limited cashback options, which may not appeal to those seeking cash rewards."

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Marriott Bonvoy Bevy® American Express® Card card art

Marriott Bonvoy Bevy® American Express® Card

American Express

27
3.8
Annual Fee $ 250.00
Benefits Marriott Bonvoy
Minimum Income

"The Marriott Bonvoy Bevy® American Express® Card is an excellent option for frequent travelers and Marriott loyalists, offering high earning rates for Bonvoy points and a generous welcome bonus. With no foreign transaction fees and automatic Elite Night credits, it serves well for those looking to maximize travel benefits. However, its high annual fee and complex redemption rules could be a downside."

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American Airlines AAdvantage® Executive World Elite Mastercard® card art

American Airlines AAdvantage® Executive World Elite Mastercard®

Citi

28
3.8
Annual Fee $ 450.00
Benefits AAdvantage® · AAdvantage® · Lounge Access · Travel Insurance
Minimum Income

"The Citi American Airlines AAdvantage® Executive World Elite Mastercard® is perfect for frequent travelers, particularly those loyal to American Airlines. With Admirals Club® access and a broad range of travel perks, the annual fee justifies the added comforts during travel. No foreign transaction fees further benefits international travelers. However, the $450 annual fee can be a hurdle for those seeking a more balanced card in terms of rewards and fees. Cashback features are nearly nonexistent, making it less attractive for everyday spenders."

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American Express Blue Business Plus card art

American Express Blue Business Plus

American Express

29
3.8
Annual Fee Free
Benefits Membership Rewards
Minimum Income

"The AmEx Blue Business Plus is a great option for small businesses seeking cash flow flexibility and rewards without annual fees. With 2X Membership Rewards points on purchases up to $50,000 per year, it offers good value for everyday spending. Moreover, the introductory 0% APR on purchases for 12 months is appealing for those needing initial financing. However, the card has limitations in travel perks and lacks cashback bonus categories."

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Chase United Quest Card card art

Chase United Quest Card

Chase

30
3.8
Annual Fee $ 350.00
Benefits United MileagePlus · United MileagePlus
Minimum Income

"The Chase United Quest Card is an excellent choice for frequent United Airlines travelers. It offers a strong mile earn rate, no foreign transaction fees, and robust travel benefits such as annual travel credit and free checked bags. However, it comes with a high annual fee, and its rewards program may be complex for some users."

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