Points & Miles Cards

Maximize your travel rewards. These cards excel at earning frequent flyer miles and transferable points — the gold standard for travelers who want to stretch every dollar into unforgettable experiences.

30 cards ranked
Centurion® Card from American Express card art

Centurion® Card from American Express

American Express

1
4.5
Annual Fee Free
Benefits
Minimum Income

"The Centurion® Card from American Express provides exclusive benefits for frequent travelers and premium customers, boasting high earn rates on points and comprehensive travel perks."

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Chase Sapphire Reserve® card art

Chase Sapphire Reserve®

Chase

2
4.4
Annual Fee Free
Benefits
Minimum Income

"The Chase Sapphire Reserve® is a premium credit card, ideally suited for frequent travelers. It offers a high earn rate on travel purchases along with exclusive travel benefits, including airport lounge access and comprehensive travel insurance. Despite its high annual fee, the compensatory values provided in the first year and travel credits make it valuable for those who spend significantly on travel and luxury experiences."

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American Express Gold Card card art

American Express Gold Card

American Express

3
4.4
Annual Fee Free
Benefits
Minimum Income

"The American Express Gold Card offers high rewards in select categories and is ideal for frequent travelers. However, the annual fee might be a deterrent for some."

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Capital One Venture X Business card art

Capital One Venture X Business

Capital One

4
4.3
Annual Fee Free
Benefits
Minimum Income

"The Capital One Venture X Business card is an excellent choice for frequent travelers, offering a high earn rate on travel bookings and an annual 10,000 miles bonus. Foreign transaction fees are non-existent, and cardholders have access to over 1,300 airport lounges. The card charges a high annual fee of $395, justified by travel credits and exclusive perks. However, reviews highlight inconsistent customer support and complexities in non-travel redemptions."

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PenFed Pathfinder Rewards Visa Signature Card card art

PenFed Pathfinder Rewards Visa Signature Card

Pentagon Federal Credit Union

5
4.3
Annual Fee Free
Benefits
Minimum Income

"The PenFed Pathfinder Rewards Visa Signature Card offers great perks for frequent travelers, including excellent travel insurance coverage and airport lounge access."

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Citi Double Cash Card card art

Citi Double Cash Card

Citi

6
4.3
Annual Fee Free
Benefits
Minimum Income

"Business card ideal for frequent travelers with excellent travel benefits and robust security."

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Citi Strata Elite Card card art

Citi Strata Elite Card

Citi

7
4.3
Annual Fee Free
Benefits
Minimum Income

"The Citi Strata Elite Card is an excellent option for frequent travelers seeking premium benefits. With high reward multipliers on travel and dining, excellent insurance coverage, and VIP lounge access, it offers considerable value. However, the annual fee is high and bonus categories can be complex for some users."

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Sapphire Reserve for Business℠ card art

Sapphire Reserve for Business℠

Chase

8
4.3
Annual Fee $ 795.00
Benefits Ultimate Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Sapphire Reserve for Business℠ by Chase offers strong benefits for frequent travelers, including access to premium lounges, comprehensive travel insurance, and no foreign transaction fees. However, its high annual fee and complex point redemption system might deter some users. Ideal for business executives who value premium travel rewards."

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Chase Freedom Flex Card card art

Chase Freedom Flex Card

Chase

9
4.3
Annual Fee Free
Benefits 1% Cashback · Chase Ultimate Rewards · Travel Insurance
Minimum Income

"The Chase Freedom Flex Card is a strong choice for consumers looking for a no-annual-fee personal credit card, with significant strength in rotating category cashback, purchase protection, and no foreign transaction fees. It also offers quality app experience and customer support, making it appealing for daily use. However, its travel perks are limited, and the requirement to activate rotating categories might be a hassle for some. Best suited for profiles valuing cash rewards and purchase protections."

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Marriott Bonvoy Brilliant Card card art

Marriott Bonvoy Brilliant Card

American Express

10
4.0
Annual Fee $ 450.00
Benefits Marriott Bonvoy · Travel Insurance
Minimum Income

"The Marriott Bonvoy Brilliant Card from American Express is perfect for frequent travelers looking to maximize hotel rewards. With attractive benefits like lounge access, travel insurance, and no foreign transaction fees, it provides excellent value for those who maximize their stays. However, its high annual fee may not be worthwhile for those who do not use travel advantages, and it's not ideal for cashback-focused consumers."

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American Express® Business Gold Card card art

American Express® Business Gold Card

American Express

11
4.0
Annual Fee Free
Benefits
Minimum Income

"The American Express® Business Gold Card is ideal for businesses with high spending in specific categories, offering 4X points on the two highest spending categories per billing cycle plus a variety of valuable transfer partners. The card carries a high annual fee but is balanced by flexible payment and travel benefits. It has no foreign transaction fees but is not suitable for balance transfers. It's essential for those looking to maximize rewards on business transactions."

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Hilton Honors Aspire Card card art

Hilton Honors Aspire Card

American Express

12
4.0
Annual Fee $ 550.00
Benefits Hilton Honors
Minimum Income

"The Hilton Honors Aspire Card from American Express offers exceptional benefits for frequent travelers and loyalists to the Hilton network. With a high annual fee, it is best suited for those who can make the most of the travel benefits, such as lounge access and hotel status bonuses. There is no foreign transaction fee, making it a good choice for international expenditures. However, for those looking for cashback or rewards on everyday purchases, this may not be the best fit."

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Chase Freedom Unlimited® card art

Chase Freedom Unlimited®

Chase

13
4.0
Annual Fee Free
Benefits
Minimum Income

"The Chase Freedom Unlimited® offers 1.5% cash back on all purchases, with 5% on travel through Chase Travel and 3% on dining and drugstores. It's an excellent card for daily use with no annual fee and a good welcome bonus, but it does have a foreign transaction fee and lacks lounge access."

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Brex Corporate Card card art

Brex Corporate Card

Brex

14
4.0
Annual Fee Free
Benefits
Minimum Income

"The Brex Corporate Card is ideal for growing businesses, offering high credit limits and attractive rewards. It excels with competitive rates like no foreign transaction fees and robust support for international operations. However, mixed reviews on customer service and complex app usage might be hurdles for some companies."

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Capital One Venture Rewards Credit Card card art

Capital One Venture Rewards Credit Card

Capital One

15
4.0
Annual Fee Free
Benefits
Minimum Income

"The Capital One Venture Rewards Credit Card offers an excellent rewards program with 2X miles on all purchases and 5X on travel bookings made through Capital One Travel. Its main strengths are flexible redemption options and no foreign transaction fees. It's ideal for frequent travelers, though the annual fee and limited bonus categories are drawbacks."

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World Of Hyatt Credit Card card art

World Of Hyatt Credit Card

Chase

16
4.0
Annual Fee Free
Benefits
Minimum Income

"The World Of Hyatt Credit Card by Chase is a top choice for frequent travelers loyal to the Hyatt brand. It offers excellent earn rates at Hyatt properties and a lucrative welcome bonus, providing substantial value for hotel spenders. No foreign transaction fees and valuable travel protections further enhance its appeal. While the $95 annual fee is offset by an annual free night certificate, the card's full benefits are best realized by those who consistently choose Hyatt, as general spending rewards are limited."

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United Club Infinite Card card art

United Club Infinite Card

Chase

17
3.9
Annual Fee $ 525.00
Benefits Chase Ultimate Rewards · Lounge Access · Travel Insurance
Minimum Income

"The United Club Infinite Card by Chase is perfect for frequent travelers due to its excellent airport lounge access and comprehensive travel insurance coverage. However, it carries a high annual fee and limited cashback earning opportunities."

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Alaska Airlines Visa Signature Credit Card card art

Alaska Airlines Visa Signature Credit Card

Bank of America

18
3.9
Annual Fee Free
Benefits
Minimum Income

"The Alaska Airlines Visa Signature card offers high rewards on Alaska Airlines purchases and several travel perks, with no foreign transaction fees."

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IHG One Rewards Premier Credit Card card art

IHG One Rewards Premier Credit Card

Chase

19
3.9
Annual Fee $ 99.00
Benefits IHG One Rewards · Travel Insurance
Minimum Income

"The IHG One Rewards Premier card is perfect for frequent travelers who stay at IHG hotels. It offers a high earn rate on IHG hotel expenses, an annual free night, and robust travel insurance. Despite a $99 annual fee and being less ideal for cashback seekers, the card compensates with generous rewards and no foreign transaction fees. Redemption rules can be complex for some users."

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United Gateway℠ Card card art

United Gateway℠ Card

Chase

20
3.9
Annual Fee Free
Benefits MileagePlus · Earn unlimited miles
Minimum Income

"The United Gateway℠ Card by Chase is a no-annual-fee personal card tailored for frequent travelers and loyal United customers. It provides a good earn rate on United purchases and various redemption options for miles. While offering solid travel benefits like no foreign transaction fees, its cashback options are limited, and purchase perks are basic compared to premium cards. Ideal for those looking to maximize their United benefits without an annual fee."

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Capital One Spark Miles card art

Capital One Spark Miles

Capital One

21
3.9
Annual Fee Free
Benefits
Minimum Income

"The Capital One Spark Miles is an excellent travel rewards card for small businesses. With a strong return of 2X miles on all purchases and 5X on hotel and rental car spending, the card offers great value for frequent travelers. The waived annual fee for the first year combined with a substantial welcome bonus further enhances its appeal. Despite no foreign transaction fee, the lack of an introductory APR for purchases and a $95 annual fee after the first year may deter some customers. The card is ideal for small business owners focused on travel rewards."

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GM Rewards Card card art

GM Rewards Card

GM Financial

22
3.9
Annual Fee Free
Benefits
Minimum Income

"The GM Rewards Card offers a good balance of rewards and user experience, with no foreign transaction fees and a strong intro offer."

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Crypto.com Visa card art

Crypto.com Visa

Crypto.com

23
3.9
Annual Fee Free
Benefits
Minimum Income

"The Crypto.com Visa card offers strong rewards on crypto spending but has limited travel perks."

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Hilton Honors American Express Card card art

Hilton Honors American Express Card

American Express

24
3.8
Annual Fee Free
Benefits
Minimum Income

"The Hilton Honors American Express Card offers great value for frequent Hilton guests, with significant points earned on hotel purchases and no foreign transaction fees. The absence of an annual fee is a plus, but the intro offer is modest compared to premium cards. It's a great choice for frequent travelers who value travel insurance benefits and a strong digital support ecosystem."

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Citi Prestige® Credit Card card art

Citi Prestige® Credit Card

Citi

25
3.8
Annual Fee $ 495.00
Benefits Citi ThankYou Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Citi Prestige® Credit Card offers excellent benefits for frequent travelers, including unlimited Priority Pass lounge access and comprehensive travel insurance. The rewards program is versatile, with a wide range of transfer partners. However, the high annual fee may not offer as much value to those seeking cashback or looking to build credit."

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United Explorer Card card art

United Explorer Card

Chase

26
3.8
Annual Fee Free
Benefits
Minimum Income

"The United Explorer Card by Chase offers a strong points and miles program, making it ideal for frequent travelers, especially those flying with United Airlines. The card has no foreign transaction fees and includes travel perks like lounge access and travel insurance. While the card presents a decent intro offer, it carries an annual fee after the first year and offers limited cashback options, which may not appeal to those seeking cash rewards."

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Marriott Bonvoy Bevy® American Express® Card card art

Marriott Bonvoy Bevy® American Express® Card

American Express

27
3.8
Annual Fee $ 250.00
Benefits Marriott Bonvoy
Minimum Income

"The Marriott Bonvoy Bevy® American Express® Card is an excellent option for frequent travelers and Marriott loyalists, offering high earning rates for Bonvoy points and a generous welcome bonus. With no foreign transaction fees and automatic Elite Night credits, it serves well for those looking to maximize travel benefits. However, its high annual fee and complex redemption rules could be a downside."

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American Airlines AAdvantage® Executive World Elite Mastercard® card art

American Airlines AAdvantage® Executive World Elite Mastercard®

Citi

28
3.8
Annual Fee $ 450.00
Benefits AAdvantage® · AAdvantage® · Lounge Access · Travel Insurance
Minimum Income

"The Citi American Airlines AAdvantage® Executive World Elite Mastercard® is perfect for frequent travelers, particularly those loyal to American Airlines. With Admirals Club® access and a broad range of travel perks, the annual fee justifies the added comforts during travel. No foreign transaction fees further benefits international travelers. However, the $450 annual fee can be a hurdle for those seeking a more balanced card in terms of rewards and fees. Cashback features are nearly nonexistent, making it less attractive for everyday spenders."

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Delta SkyMiles® Platinum American Express Card card art

Delta SkyMiles® Platinum American Express Card

American Express

29
3.7
Annual Fee $ 350.00
Benefits Earn 2 miles per dollar on Delta purchases.
Minimum Income

"The Delta SkyMiles® Platinum American Express Card provides exceptional benefits for frequent Delta travelers, such as bonus miles and no foreign transaction fees. Despite its annual cost, perks like free checked bag and access to certain privileges make it worthwhile for frequent flyers."

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Citi Strata℠ Card card art

Citi Strata℠ Card

Citi

30
3.5
Annual Fee Free
Benefits ThankYou® Points
Minimum Income

"The Citi Strata℠ Card offers a strong rewards structure, especially for spenders in everyday categories like supermarkets and travel. While the card charges no annual fee, users should be aware of the foreign transaction fees. The digital experience is robust, but customer support could be improved. Ideal for frequent travelers with regular domestic spending, the card provides solid rewards value but limited travel perks. Additionally, the introductory APR promotion and variety of bonus categories make it appealing."

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