The EveryDay Preferred Card from American Express is suited for those who value rewards on everyday purchases, particularly at supermarkets and gas stations. With an annual fee of $95, it offers 3x points at supermarkets and 2x at gas stations in the U.S., plus a 50% points bonus if used more than 30 times per billing cycle.
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The app and support experience are solid, though travel perks are limited. Best for frequent users who maximize everyday spending.
By Harlon Drosghic Apr 2026
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EveryDay Preferred Card
American Express • American Express
- Annual Fee
- $ 95.00
- Points Program
- Membership Rewards
- Minimum Income
- —
Score by category
Rewards
★★★★★ 3.7/5
Score by category
Rewards
Points & Miles ★★★★★ 4.1/5
- Earn Rate 4.0
- Bonus Categories 3.5
- Redemption Value 4.5
- Points Expiration 5.0
- Transfer Partners 4.0
Cashback ★★★★★ 3.1/5
- Base Cashback Rate 2.0
- Caps & Limits 3.5
- Redemption Ease 4.0
- Bonus Categories 3.0
- Redemption Flexibility 4.0
Credit Building ★★★★★ 3.5/5
- Upgrade Path 3.0
- Credit Bureau Reporting 5.0
- Educational Tools 2.5
- Credit Limit Growth 3.5
- Approval Accessibility 3.0
Lower Fees ★★★★★ 3.0/5
- Annual Fee Value 3.0
- Cost Transparency 4.0
- Fee Waiver Potential 2.5
- Penalty Friendliness 2.5
- Foreign Transaction Fee 3.0
Purchase Perks ★★★★★ 3.2/5
- Extended Warranty 3.5
- Installment Perks 3.0
- Merchant Discounts 2.5
- Everyday Usefulness 3.0
- Purchase Protection 4.0
Travel Perks ★★★★★ 2.5/5
- Airport Lounge Access 1.5
- Travel Insurance 2.5
- Travel Redemption 3.5
- No Foreign Tx Fees 3.5
- Hotel & Airline Perks 2.0
Score by category
User Experience
★★★★★ 4.1/5
Score by category
User Experience
App / Experience ★★★★★ 4.2/5
- Ease of Navigation 4.5
- Self-Service 4.0
- Billing Clarity 4.0
- Feature Quality 4.5
- App Speed & Stability 4.0
Support Quality ★★★★★ 4.1/5
- Response Time 4.5
- Channel Availability 3.5
- Agent Professionalism 4.5
- First-Contact Resolution 4.0
- Resolution Effectiveness 4.0
Transparency ★★★★★ 3.8/5
- Terms Simplicity 3.5
- Billing Transparency 4.0
- Fee & Interest Clarity 4.0
- Charge Predictability 4.0
- Communication Clarity 3.5
Security & Control ★★★★★ 4.3/5
- Card Control Features 4.5
- Fraud Protection 4.5
- Virtual Card Experience 4.0
- Incident Resolution 4.0
- Real-Time Monitoring 4.0
Benefits Usability ★★★★★ 4.0/5
- Ease of Earning 4.0
- Ease of Tracking 4.0
- Real-World Value 3.5
- Rules Simplicity 4.0
- Ease of Redeeming 4.5
Pros & Cons EveryDay Preferred Card
Pros
- ✓High rewards on groceries and gas
- ✓50% extra points for frequent usage
- ✓Robust app experience
- ✓Strong support and security features
Cons
- ✗Annual fee of $95
- ✗Limited travel perks
- ✗No significant intro offer
- ✗Requires frequent usage for maximum benefit
Expert Analysis
AI Analysis
Citocred AI
The EveryDay Preferred Card from American Express is suited for those who value rewards on everyday purchases, particularly at supermarkets and gas stations.
Full analysis
With an annual fee of $95, it offers 3x points at supermarkets and 2x at gas stations in the U.S., plus a 50% points bonus if used more than 30 times per billing cycle. The app and support experience are solid, though travel perks are limited. Best for frequent users who maximize everyday spending.
Best for
frequent reward users and daily spenders
Avoid if
those seeking extensive travel benefits
AI-generated analysis · Methodology by Harlon Drosghic
frequent reward users and daily spenders
those seeking extensive travel benefits
Frequently Asked Questions
EveryDay Preferred Card
What is the annual fee for the EveryDay Preferred Card?
Does the EveryDay Preferred Card have a rewards program?
Does the EveryDay Preferred Card include airport lounge access?
Does the EveryDay Preferred Card include travel insurance?
Who should get the EveryDay Preferred Card?
Is the EveryDay Preferred Card worth it?
The EveryDay Preferred Card provides a set of benefits designed to add genuine value to your financial routine:
Points Program
Membership Rewards
Purchase Protection
Extended Warranty
Contactless Payment
Virtual Card
Apple Pay
Google Pay
International Acceptance
See 5 benefits not included in this card
- Cashback See which cards include this benefit →
- Miles Program See which cards include this benefit →
- Lounge Access See which cards include this benefit →
- Travel Insurance See which cards include this benefit →
- Concierge See which cards include this benefit →
Features — Detalhes
Fees
Rewards
Premium
Digital
How We Rate Cards
Every card on Citocred is independently scored by our AI research team across six dimensions: fee value, rewards program, interest rates, digital experience, customer support quality, and overall value. Scores are derived from publicly available issuer data, cross-referenced and updated periodically.
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Founder of Citocred · MBA in Finance (PUC Minas) · Creator of the proprietary card scoring methodology · 5+ years in programmatic media and financial content marketing.