Cards with Purchase Protection

Visa Premium

Sapphire Reserve for Business℠

Chase

1

4.3

"The Sapphire Reserve for Business℠ by Chase offers strong benefits for frequent travelers, including access to premium lounges, comprehensive travel insurance, and no foreign transaction fees. However, its high annual fee and complex point redemption system might deter some users. Ideal for business executives who value premium travel rewards."

Mastercard Standard

Chase Freedom Flex Card

Chase

2

4.3

"The Chase Freedom Flex Card is a strong choice for consumers looking for a no-annual-fee personal credit card, with significant strength in rotating category cashback, purchase protection, and no foreign transaction fees. It also offers quality app experience and customer support, making it appealing for daily use. However, its travel perks are limited, and the requirement to activate rotating categories might be a hassle for some. Best suited for profiles valuing cash rewards and purchase protections."

Amex Gold

American Express® Gold Rewards Card

American Express

3

4.2

"The American Express® Gold Rewards Card by American Express provides excellent rewards on dining and supermarkets, and offers travel perks such as lounge access. Flexibility in points redemption and a solid app experience are highlights. However, it has a high annual fee and limited upgrade paths. Best for frequent travelers valuing dining and travel rewards."

Visa Signature Signature

Chase Ink Business Preferred Credit Card

Chase

4

4.2

"The Chase Ink Business Preferred Card is top-notch for small businesses, offering a generous welcome bonus and strong earning multipliers in frequent spending categories, especially in travel and shipping. Priced at $95 annually, it shines with excellent travel insurance coverage, no foreign transaction fees, and a flexible Ultimate Rewards points program. However, it requires good credit for approval and lacks a balance transfer offer, making it less suitable for those seeking to consolidate debt."

American Express

Business Platinum Card

American Express

5

4.1

"The Business Platinum Card by American Express is an excellent choice for business owners looking to maximize travel rewards and premium benefits. With access to over 1,300 lounges worldwide and comprehensive travel insurance coverage, this card suits frequent travelers exceptionally well. Its Membership Rewards program allows for flexible point transfers to numerous airlines, optimizing the value of your transactions. However, the high annual fee and lack of cashback options might deter some users. This card is best suited for business owners who wish to travel in style and security."

American Express

Amazon Business Prime American Express Card

American Express

6

4.1

"The Amazon Business Prime American Express Card is ideal for small business owners who frequently shop on Amazon. It offers a high 5% cashback on Amazon purchases with no annual fee and no foreign transaction fees. However, travel benefits are limited and there is no significant intro offer. It's suitable for businesses prioritizing frequent Amazon shopping but not for those seeking to build credit or obtain extensive travel perks."

American Express Platinum

Marriott Bonvoy Brilliant Card

American Express

7

4.0

"The Marriott Bonvoy Brilliant Card from American Express is perfect for frequent travelers looking to maximize hotel rewards. With attractive benefits like lounge access, travel insurance, and no foreign transaction fees, it provides excellent value for those who maximize their stays. However, its high annual fee may not be worthwhile for those who do not use travel advantages, and it's not ideal for cashback-focused consumers."

Visa Infinite

United Club Infinite Card

Chase

8

3.9

"The United Club Infinite Card by Chase is perfect for frequent travelers due to its excellent airport lounge access and comprehensive travel insurance coverage. However, it carries a high annual fee and limited cashback earning opportunities."

Visa Premier

IHG One Rewards Premier Credit Card

Chase

9

3.9

"The IHG One Rewards Premier card is perfect for frequent travelers who stay at IHG hotels. It offers a high earn rate on IHG hotel expenses, an annual free night, and robust travel insurance. Despite a $99 annual fee and being less ideal for cashback seekers, the card compensates with generous rewards and no foreign transaction fees. Redemption rules can be complex for some users."

Mastercard World Elite

U.S. Bank Business Altitude Connect World Elite Mastercard

U.S. Bank

10

3.9

"The U.S. Bank Business Altitude Connect World Elite Mastercard is an excellent choice for frequent travelers and business use. It offers perks such as lounge access, comprehensive travel insurance, and no foreign transaction fees. However, there is an annual fee after the first year, and it may not be as appealing for users not taking advantage of its travel benefits."

Visa N/A

X1 Card

X1

11

3.9

"The X1 Card is an attractive option for those seeking solid cashback rewards and a robust app experience, without foreign transaction fees. However, it lacks strong travel benefits and an introductory offer, making it less ideal for frequent travelers."

Visa Standard

Amazon Prime Visa

Chase

12

3.9

"The Amazon Prime Visa card from Chase is ideal for frequent Amazon and Whole Foods shoppers, offering 5% cashback on these purchases with no annual fee. It also provides travel and purchase protection insurance. However, travel perks are limited and a Prime membership is required for the best cashback rates. It stands out for having no foreign transaction fees, but customer support seems to be average according to various user reviews."

Visa

U.S. Bank Shield Visa Credit Card

U.S. Bank

13

3.9

"The U.S. Bank Shield Visa Credit Card is an excellent choice for those seeking to avoid annual fees and benefit from a long 0% APR introductory period. Offering 4% cashback on travel bookings through the U.S. Bank Travel Center, it also provides good purchase and cell phone protection, along with a $20 annual statement credit. However, it applies foreign transaction fees and carries a relatively high balance transfer fee. With no welcome bonus, it suits balance transfer users or those looking to avoid annual fees."

American Express

EveryDay Preferred Card

American Express

14

3.8

"The EveryDay Preferred Card from American Express is suited for those who value rewards on everyday purchases, particularly at supermarkets and gas stations. With an annual fee of $95, it offers 3x points at supermarkets and 2x at gas stations in the U.S., plus a 50% points bonus if used more than 30 times per billing cycle. The app and support experience are solid, though travel perks are limited. Best for frequent users who maximize everyday spending."

Mastercard Prestige

Citi Prestige® Credit Card

Citi

15

3.8

"The Citi Prestige® Credit Card offers excellent benefits for frequent travelers, including unlimited Priority Pass lounge access and comprehensive travel insurance. The rewards program is versatile, with a wide range of transfer partners. However, the high annual fee may not offer as much value to those seeking cashback or looking to build credit."

Mastercard World Elite

U.S. Bank Business Cash Rewards World Elite Mastercard

U.S. Bank

16

3.8

"The U.S. Bank Business Cash Rewards World Elite Mastercard is perfect for small business owners seeking cash rewards and fee savings. It offers 3% cashback in important business categories and has no annual fee. However, the lack of travel benefits and high introductory offers limits its appeal for those seeking travel perks."

American Express

The Platinum Card

American Express

17

3.8

"The Platinum Card from American Express offers exceptional premium benefits, like lounge access and purchase protection, making it ideal for frequent travelers who can fully leverage these advantages. However, the high annual fee and complex rewards system may not be worthwhile for casual users or those with lower spending. While customer security and protection are strong points, customer service has received mixed reviews. Overall, it's an excellent card for those who can maximize its travel perks and rewards values."

Visa Store

Amazon Visa Credit Card

Chase

18

3.8

"The Chase Amazon Visa card is an excellent option for frequent Amazon shoppers. With a high cashback rate for Amazon purchases and other purchase protection benefits, this card stands out with its no annual fee offer. The Chase mobile app provides a great user experience, while some drawbacks include the lack of significant travel benefits and balance transfer options. Overall, it is a strong choice for consumers who primarily value shopping and everyday benefits with Amazon."

Mastercard World Elite

American Airlines AAdvantage® Executive World Elite Mastercard®

Citi

19

3.8

"The Citi American Airlines AAdvantage® Executive World Elite Mastercard® is perfect for frequent travelers, particularly those loyal to American Airlines. With Admirals Club® access and a broad range of travel perks, the annual fee justifies the added comforts during travel. No foreign transaction fees further benefits international travelers. However, the $450 annual fee can be a hurdle for those seeking a more balanced card in terms of rewards and fees. Cashback features are nearly nonexistent, making it less attractive for everyday spenders."

Visa Unlimited

Chase Ink Business Unlimited

Chase

20

3.8

"The Chase Ink Business Unlimited card is a strong option for small business owners looking for cashback solutions. It offers 1.5% unlimited cashback on all purchases with no annual fee, providing flexibility with ease of redemption and good purchase and travel protections. However, it's not the best choice for balance transfers or international travel due to its lack of specific benefits in these areas."

Mastercard World

Synchrony PayPal Cashback Mastercard

Synchrony

21

3.8

"The PayPal Cashback Mastercard provides 3% cashback on purchases made with PayPal and 1.5% on other spends, with no annual fees. It is ideal for consumers who shop online frequently and want easy reward accumulation. However, its travel perks are limited, and it does not currently offer an introductory bonus."

Visa Signature Signature

Chase United Quest Card

Chase

22

3.8

"The Chase United Quest Card is an excellent choice for frequent United Airlines travelers. It offers a strong mile earn rate, no foreign transaction fees, and robust travel benefits such as annual travel credit and free checked bags. However, it comes with a high annual fee, and its rewards program may be complex for some users."

Visa

Chase Slate Edge

Chase

23

3.7

"The Chase Slate Edge card is an excellent choice for those looking to build or improve their credit, with above-average purchase protection and extended warranty features. With no annual fee, it appeals to consumers seeking to avoid extra costs. However, the card lacks a rewards program and offers limited travel perks, making it less attractive to frequent travelers. It's ideal for those seeking a cost-effective and secure credit solution but who do not rely on rewards or travel benefits."

American Express

Bread Financial Bread Rewards American Express Credit Card

Bread Financial

24

3.7

"The Bread Financial Bread Rewards American Express Credit Card offers no annual fee and a solid base earn rate. It features comprehensive purchase protection and no foreign transaction fees. However, it has limited transfer partners and offers no intro bonus. It scores well in transparency and security control."

Visa

Wells Fargo Signify Business Cash Card

Wells Fargo

25

3.7

"The Wells Fargo Signify Business Cash Card is excellent for small businesses seeking to maximize cashback returns with 2% on all expenditures and no annual fee. It also offers a 0% intro APR for 12 months, Priority Pass™ access, and a well-rated mobile app. While lacking in points or miles rewards, it's great for businesses that prefer straightforward value. However, the card is best for those with strong credit profiles, as approval can be selective and foreign transaction fees apply."

Mastercard

Capital One Quicksilver Secured Rewards

Capital One

26

3.7

"The Capital One Quicksilver Secured Rewards is a solid option for those looking to build credit and earn 1.5% cashback on all purchases without paying an annual or foreign transaction fee. While it doesn't offer intro bonuses, its rewards structure and credit-building features, like regular reporting to credit bureaus, make it suitable for first-time or limited-credit cardholders. The app usability is well-rated, making it easy to manage and track spending. This card is best for those seeking cost-effective credit-building options but may not satisfy those looking for significant signup bonuses or extensive travel perks."

Mastercard

Citi / AAdvantage Globe card

Citi

27

3.6

"The Citi / AAdvantage Globe card offers exceptional travel benefits like lounge access and high point redemption rates, making it ideal for regular American Airlines users. However, with a steep annual fee of $350, the card’s perks focus mainly on travel and do not offer cashback. It's best suited for loyal, frequent travelers who can fully leverage the airline-specific benefits."

Visa

Chase Ink Business Cash Credit Card

Chase

28

3.6

"The Chase Ink Business Cash Credit Card is an excellent choice for small businesses looking to maximize cashback value on their everyday business expenses. With no annual fee and high cashback rates on key categories, the value proposition is compelling. However, the card has foreign transaction fees and limited travel perks, making it less ideal for businesses frequently doing international transactions. Additionally, it lacks a 0% intro APR offer for balance transfers. It is best suited for companies whose expenses fall within its higher cashback categories."

Visa

Bank of America Alaska Airlines Visa Business card

Bank of America

29

3.5

"The Bank of America Alaska Airlines Visa Business card offers robust benefits for frequent travelers, particularly those flying with Alaska Airlines. With strong earning rates on airline purchases and perks like free checked bags, the card is ideal for business travelers. However, its $70 annual fee and lack of bonus categories outside of airline purchases might be a drawback for some users."

Visa Store

Costco Anywhere Visa® Card by Citi

Citibank

30

3.5

"The Costco Anywhere Visa® Card by Citi is an excellent choice for Costco members, providing high cashback rewards on gas, dining, and travel purchases. It has no annual fee or foreign transaction fees. Drawbacks include the need for a Costco membership and limited redemption flexibility, as rebates are only issued annually. It's great for frequent spenders in these categories but less suited for those seeking point and mile flexibility."

Mastercard World Elite

PC Financial World Elite Mastercard

PC Financial

31

3.5

"The PC Financial World Elite Mastercard is an appealing option for those who frequently shop at chains like Shoppers Drug Mart and Loblaws, offering an excellent earn rate in PC Optimum points with no annual fee. While it boasts strong purchase protection and travel insurance benefits, its travel perks are limited and the card requires a significant minimum income for approval. It's a solid choice for consumers looking to maximize daily spending returns in selected categories, though it may not be ideal for frequent or international travelers due to limited transfer partners and minimal airport lounge access."

Mastercard World Elite

Citi / AAdvantage Executive card

Citi

32

3.5

"The Citi / AAdvantage Executive Card is ideal for frequent travelers valuing Admirals Club access and travel insurance benefits. With a $595 annual fee, it pays off for American Airlines loyalists, especially with strong earn rates on eligible purchases and no foreign transaction fees. However, limited points earning outside AA and average customer service may be off-putting."

Visa Signature

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

33

3.5

"The U.S. Bank Cash+® Visa Signature® Card is a versatile credit card, perfect for those looking to maximize cashback rewards. It offers the flexibility of choosing quarterly categories for up to 5% cashback. Additionally, it charges no annual fee and provides a strong digital experience. However, the card offers limited perks for travelers and charges foreign transaction fees. Recommended for users focused on everyday rewards and who value spending category customization."

Mastercard World

Tangerine World Mastercard®

Tangerine Bank

34

3.5

"The Tangerine World Mastercard® is an excellent choice for consumers seeking cashback with no annual fees. It offers 2% cashback on selected categories, airport lounge access, and comprehensive travel insurance coverage. However, there is no signup bonus, and customer service received negative reviews. Not recommended for those interested in miles and points accumulation."

Mastercard Standard

Tangerine Money-Back Credit Card

Tangerine Bank

35

3.5

"The Tangerine Money-Back Credit Card is a great choice for those seeking a no-annual-fee credit card with competitive cashback rates. With the ability to select up to three categories for 2% cashback, it's ideal for those making everyday purchases in these areas. The ease of redeeming rewards and the card’s security and transparency are strong points. However, it lacks strong travel perks and charges foreign transaction fees. For those focused on daily rewards rather than travel, it's a solid option."

Visa

Wells Fargo One Key Card

Wells Fargo

36

3.4

"The Wells Fargo One Key+ Card provides great rewards for travelers booking through Expedia, Hotels.com, and Vrbo. With an intro offer of $350 in OneKeyCash and the ability to earn 3% on travel-related purchases, it's ideal for frequent travelers. However, points can only be redeemed on these platforms, limiting flexibility. Additionally, the $99 annual fee may be off-putting for those who cannot maximize travel benefits. With no foreign transaction fees and travel insurance access, the card is advantageous for international travelers."

American Express

Bread Financial Bread Cashback American Express Credit Card

Bread Financial

37

3.4

"The Bread Financial Bread Cashback American Express Credit Card offers a 2% cashback return on all purchases with no annual fee, making it ideal for those seeking simplicity and cost-saving on everyday purchases. However, it is less appealing to those looking for travel benefits or significant introductory offers. The card's strength lies in its effective digital benefits and low operational cost but lacks bonus categories and has limited upgrade path options."

Synchrony WHBM credit card

Synchrony

38

3.4

"The Synchrony WHBM credit card delivers excellent value for frequent White House Black Market shoppers, offering 7.5 points per dollar spent. It has no annual fee and provides benefits like purchase protection and extended warranty. However, it lacks strong travel perks and charges a high foreign transaction fee. Customer service has mixed reviews, and points transfer flexibility is limited. Best for loyal WHBM consumers looking to maximize everyday purchases without annual fees."

American Express

Blue from American Express

American Express

39

3.3

"The "Blue from American Express" card offers strong cashback value with a 3% return rate and no annual fee, making it suitable for daily-use and budget-conscious individuals. It excels in app experience and security features but lacks in travel perks and has no introductory offer. The card stands out in cost transparency and purchase protection, although bonus categories are limited. It's a viable option for those looking for consistent rewards without fees."

Visa

Tompkins Community Bank College Rewards Visa Credit Card

Tompkins Community Bank

40

3.2

"The Tompkins Community Bank College Rewards Visa Credit Card is a solid choice for students looking to gather rewards and build credit without an annual fee. Offering 1.5 points per dollar spent, it's appealing for those favoring simplicity. However, it lacks strong travel perks and has a modest intro bonus. It's not ideal for those looking to maximize cashback or travel rewards."

Mastercard

Citi Secured Mastercard

Citi

41

3.1

"The Citi Secured Mastercard is a solid choice for those looking to build credit history, reporting to all major credit bureaus. While it doesn't offer rewards or cashback and has a high-interest rate, it charges no annual fee and provides credit-building educational tools and identity theft protection. Ideal for beginners or those with limited credit history."

Mastercard Standard

HSBC +Rewards Mastercard

HSBC

42

3.0

"The HSBC +Rewards Mastercard is a card aimed at daily use with a focus on flexible rewards and low costs. With a low annual fee and the possibility of a waiver for certain customers, it offers good purchase protection and extended warranties. However, the points redemption options are limited, and there's no cashback incentive. Advantages include fee waivers for premium banking customers, while notable downsides are low-value rewards and limited travel perk options, suggesting it's best suited for credit builders and low-fee seekers."

Business Store

Synchrony Amazon Commercial Credit Card

Synchrony

43

2.9

"The Synchrony Amazon Commercial Credit Card offers 5% cashback on Amazon purchases, making it very appealing for frequent shoppers on the platform. With no annual fee, it excels in cashback value but falls short in reward flexibility and customer support. The high interest rates and reports of credit limit reductions are also concerns. It's best suited for small businesses that shop regularly on Amazon but with user experience caveats."