Purchase Perks Cards

Shop smarter. Extended warranties, purchase protection, price match guarantees, and exclusive shopping benefits that make every transaction a little more rewarding.

30 cards ranked
Centurion® Card from American Express card art

Centurion® Card from American Express

American Express

1
4.5
Annual Fee Free
Benefits
Minimum Income

"The Centurion® Card from American Express provides exclusive benefits for frequent travelers and premium customers, boasting high earn rates on points and comprehensive travel perks."

View Full Review
Chase Sapphire Reserve® card art

Chase Sapphire Reserve®

Chase

2
4.4
Annual Fee Free
Benefits
Minimum Income

"The Chase Sapphire Reserve® is a premium credit card, ideally suited for frequent travelers. It offers a high earn rate on travel purchases along with exclusive travel benefits, including airport lounge access and comprehensive travel insurance. Despite its high annual fee, the compensatory values provided in the first year and travel credits make it valuable for those who spend significantly on travel and luxury experiences."

View Full Review
American Express Gold Card card art

American Express Gold Card

American Express

3
4.4
Annual Fee Free
Benefits
Minimum Income

"The American Express Gold Card offers high rewards in select categories and is ideal for frequent travelers. However, the annual fee might be a deterrent for some."

View Full Review
Capital One Venture X Business card art

Capital One Venture X Business

Capital One

4
4.3
Annual Fee Free
Benefits
Minimum Income

"The Capital One Venture X Business card is an excellent choice for frequent travelers, offering a high earn rate on travel bookings and an annual 10,000 miles bonus. Foreign transaction fees are non-existent, and cardholders have access to over 1,300 airport lounges. The card charges a high annual fee of $395, justified by travel credits and exclusive perks. However, reviews highlight inconsistent customer support and complexities in non-travel redemptions."

View Full Review
PenFed Pathfinder Rewards Visa Signature Card card art

PenFed Pathfinder Rewards Visa Signature Card

Pentagon Federal Credit Union

5
4.3
Annual Fee Free
Benefits
Minimum Income

"The PenFed Pathfinder Rewards Visa Signature Card offers great perks for frequent travelers, including excellent travel insurance coverage and airport lounge access."

View Full Review
Apple Card card art

Apple Card

Goldman Sachs

6
4.3
Annual Fee Free
Benefits
Minimum Income

"The Apple Card is an excellent choice for users within the Apple ecosystem who value simplicity and Apple Pay integration. With no fees and strong daily cash back, especially for Apple Pay transactions, the card stands out among cash back counterparts. It offers flexible redemption and immediate cashback, coupled with enhanced security through advanced technologies like Face ID and Touch ID. However, those seeking robust travel rewards or without an iPhone might find limitations. With strong transparency and satisfactory customer support, this card is ideal for daily use by individuals already immersed in the Apple world."

View Full Review
Citi Double Cash Card card art

Citi Double Cash Card

Citi

7
4.3
Annual Fee Free
Benefits
Minimum Income

"Business card ideal for frequent travelers with excellent travel benefits and robust security."

View Full Review
Citi Strata Elite Card card art

Citi Strata Elite Card

Citi

8
4.3
Annual Fee Free
Benefits
Minimum Income

"The Citi Strata Elite Card is an excellent option for frequent travelers seeking premium benefits. With high reward multipliers on travel and dining, excellent insurance coverage, and VIP lounge access, it offers considerable value. However, the annual fee is high and bonus categories can be complex for some users."

View Full Review
Sapphire Reserve for Business℠ card art

Sapphire Reserve for Business℠

Chase

9
4.3
Annual Fee $ 795.00
Benefits Ultimate Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Sapphire Reserve for Business℠ by Chase offers strong benefits for frequent travelers, including access to premium lounges, comprehensive travel insurance, and no foreign transaction fees. However, its high annual fee and complex point redemption system might deter some users. Ideal for business executives who value premium travel rewards."

View Full Review
Chase Freedom Flex Card card art

Chase Freedom Flex Card

Chase

10
4.3
Annual Fee Free
Benefits 1% Cashback · Chase Ultimate Rewards · Travel Insurance
Minimum Income

"The Chase Freedom Flex Card is a strong choice for consumers looking for a no-annual-fee personal credit card, with significant strength in rotating category cashback, purchase protection, and no foreign transaction fees. It also offers quality app experience and customer support, making it appealing for daily use. However, its travel perks are limited, and the requirement to activate rotating categories might be a hassle for some. Best suited for profiles valuing cash rewards and purchase protections."

View Full Review
Amazon Visa Credit Card card art

Amazon Visa Credit Card

Chase

11
4.2
Annual Fee Free
Benefits
Minimum Income

"The Amazon Visa Credit Card by Chase is an excellent choice for frequent Amazon shoppers. With 5% cashback for Prime members, no annual fee, and no foreign transaction fees, it shines in everyday value. However, it offers limited travel benefits and may require good credit for approval. Purchase protection benefits are a notable advantage."

View Full Review
BankAmericard card art

BankAmericard

Bank of America

12
4.2
Annual Fee Free
Benefits
Minimum Income

"The BankAmericard offers a competitive introductory offer with no annual fee and good rewards on everyday purchases but limited travel perks."

View Full Review
American Express Blue Business Plus card art

American Express Blue Business Plus

American Express

13
4.0
Annual Fee Free
Benefits
Minimum Income

"The American Express Blue Business Plus offers two Membership Rewards points per dollar spent on business purchases up to an annual spending cap. It's ideal for small businesses looking to maximize their points without paying an annual fee."

View Full Review
Chase Freedom Unlimited® card art

Chase Freedom Unlimited®

Chase

14
4.0
Annual Fee Free
Benefits
Minimum Income

"The Chase Freedom Unlimited® offers 1.5% cash back on all purchases, with 5% on travel through Chase Travel and 3% on dining and drugstores. It's an excellent card for daily use with no annual fee and a good welcome bonus, but it does have a foreign transaction fee and lacks lounge access."

View Full Review
American Express Blue Cash Preferred® Card card art

American Express Blue Cash Preferred® Card

American Express

15
4.0
Annual Fee Free
Benefits
Minimum Income

"The American Express Blue Cash Preferred® Card offers an impressive 6% back at U.S. supermarkets on up to $6,000 in annual purchases, 6% on select streaming services, and 3% at gas stations and on transit. Despite a $95 annual fee after the first year, the benefits can easily outweigh this cost for frequent shoppers. The card excels in cashback rewards, purchase protections, and app experience. While its perks are limited for travel, it is ideal for daily use and cashback maximization."

View Full Review
Brex Corporate Card card art

Brex Corporate Card

Brex

16
4.0
Annual Fee Free
Benefits
Minimum Income

"The Brex Corporate Card is ideal for growing businesses, offering high credit limits and attractive rewards. It excels with competitive rates like no foreign transaction fees and robust support for international operations. However, mixed reviews on customer service and complex app usage might be hurdles for some companies."

View Full Review
Capital One Savor Rewards for Students card art

Capital One Savor Rewards for Students

Capital One

17
4.0
Annual Fee Free
Benefits 3% Cashback
Minimum Income

"The Capital One Savor Rewards for Students card is ideal for college students wanting cashback in various spending categories without annual or foreign transaction fees. Offering 3% rates on dining, entertainment, and streaming services, it provides excellent ongoing value. However, the lack of an introductory APR and a high ongoing APR could be drawbacks."

View Full Review
World Of Hyatt Credit Card card art

World Of Hyatt Credit Card

Chase

18
4.0
Annual Fee Free
Benefits
Minimum Income

"The World Of Hyatt Credit Card by Chase is a top choice for frequent travelers loyal to the Hyatt brand. It offers excellent earn rates at Hyatt properties and a lucrative welcome bonus, providing substantial value for hotel spenders. No foreign transaction fees and valuable travel protections further enhance its appeal. While the $95 annual fee is offset by an annual free night certificate, the card's full benefits are best realized by those who consistently choose Hyatt, as general spending rewards are limited."

View Full Review
Upgrade Triple Cash card art

Upgrade Triple Cash

Upgrade

19
3.9
Annual Fee Free
Benefits
Minimum Income

"The Upgrade Triple Cash offers a high cashback rate with no annual fee, making it ideal for businesses looking to maximize returns on everyday purchases. However, it has limited travel benefits."

View Full Review
Bank of America Business Advantage Unlimited Cash Rewards card art

Bank of America Business Advantage Unlimited Cash Rewards

Bank of America

20
3.9
Annual Fee Free
Benefits
Minimum Income

"The card offers unlimited 1.5% cashback on all purchases with no annual fee, making it ideal for small businesses seeking simplicity and everyday benefits."

View Full Review
X1 Card card art

X1 Card

X1

21
3.9
Annual Fee Free
Benefits 3% Cashback
Minimum Income

"The X1 Card is an attractive option for those seeking solid cashback rewards and a robust app experience, without foreign transaction fees. However, it lacks strong travel benefits and an introductory offer, making it less ideal for frequent travelers."

View Full Review
Amazon Prime Visa card art

Amazon Prime Visa

Chase

22
3.9
Annual Fee Free
Benefits 5% Cashback · Travel Insurance
Minimum Income

"The Amazon Prime Visa card from Chase is ideal for frequent Amazon and Whole Foods shoppers, offering 5% cashback on these purchases with no annual fee. It also provides travel and purchase protection insurance. However, travel perks are limited and a Prime membership is required for the best cashback rates. It stands out for having no foreign transaction fees, but customer support seems to be average according to various user reviews."

View Full Review
U.S. Bank Business Triple Cash Rewards Visa® Card card art

U.S. Bank Business Triple Cash Rewards Visa® Card

U.S. Bank

23
3.9
Annual Fee Free
Benefits
Minimum Income

"The U.S. Bank Business Triple Cash Rewards Visa® Card is a strong option for small business owners aiming to maximize rewards without an annual fee. It offers 3% cashback on key categories like gas stations, office supply stores, restaurants, and cell phone service providers. The card comes with a good welcome bonus and a competitive intro APR. However, it has limited travel perks and a lower base cashback rate of 1% on other categories, which might be a constraint for some users."

View Full Review
Upgrade Cash Rewards card art

Upgrade Cash Rewards

Upgrade

24
3.9
Annual Fee Free
Benefits
Minimum Income

"This card offers excellent rewards for frequent travelers and is ideal for daily use."

View Full Review
GM Rewards Card card art

GM Rewards Card

GM Financial

25
3.9
Annual Fee Free
Benefits
Minimum Income

"The GM Rewards Card offers a good balance of rewards and user experience, with no foreign transaction fees and a strong intro offer."

View Full Review
Chase Sapphire Preferred® Card card art

Chase Sapphire Preferred® Card

Chase

26
3.8
Annual Fee Free
Benefits
Minimum Income

"This card is a solid choice for those seeking daily benefits and financial simplicity, with standout redemption value and travel insurance coverage."

View Full Review
JetBlue Business Card card art

JetBlue Business Card

Barclays

27
3.7
Annual Fee Free
Benefits
Minimum Income

"The American Express Blue Business Cash™ Card is an excellent choice for small business owners looking for a low-cost option with no annual fee, offering 2% cashback on eligible purchases up to $50,000 annually, after which it decreases. Advantages include strong purchase protections, a superior app experience, and flexible redemption options. However, it is limited in travel benefits and credit building, and the cashback becomes capped after the predefined limit. It's ideal for businesses valuing every penny and keeping spendings within the cashback limit."

View Full Review
Capital One Williams Sonoma Key Rewards Visa card art

Capital One Williams Sonoma Key Rewards Visa

Capital One

28
3.6
Annual Fee Free
Benefits 1% Cashback
Minimum Income

"The Capital One Williams Sonoma Key Rewards Visa credit card is an appealing option for frequent shoppers of associated brands, offering up to 5% cashback at stores like Pottery Barn and Williams Sonoma. It boasts no annual fee and offers perks like free shipping and birthday rewards. However, it has a high APR and limited travel benefits, making it ideal for consumers looking to maximize cashback returns on everyday and branded purchases."

View Full Review
Wells Fargo Autograph Card card art

Wells Fargo Autograph Card

Wells Fargo

29
3.5
Annual Fee Free
Benefits
Minimum Income

"The Wells Fargo Visa Signature Rewards Card offers a good rewards program and strong customer support but has limitations in redemption value and flexibility."

View Full Review
Home Depot Consumer Credit Card card art

Home Depot Consumer Credit Card

Citi

30
2.8
Annual Fee Free
Benefits
Minimum Income

"The Home Depot Consumer Credit Card by Citi is a solid choice for those who frequently shop at Home Depot and wish to take advantage of special financing offers. However, the card lacks cashback or travel rewards, making it less attractive for those looking to maximize earnings on all purchases. Additionally, the high interest rate can be a downside, particularly if the balance is not paid on time. This card is best for consumers who tend to use credit for large home improvement purchases and can benefit from extended payment terms by managing their finances without interest, provided they pay within the offered terms."

View Full Review