Purchase Perks Cards

Shop smarter. Extended warranties, purchase protection, price match guarantees, and exclusive shopping benefits that make every transaction a little more rewarding.

30 cards ranked
Centurion® Card from American Express card art

Centurion® Card from American Express

American Express

1
4.5
Annual Fee Free
Benefits
Minimum Income

"The Centurion® Card from American Express provides exclusive benefits for frequent travelers and premium customers, boasting high earn rates on points and comprehensive travel perks."

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Chase Sapphire Reserve® card art

Chase Sapphire Reserve®

Chase

2
4.4
Annual Fee Free
Benefits
Minimum Income

"The Chase Sapphire Reserve® is a premium credit card, ideally suited for frequent travelers. It offers a high earn rate on travel purchases along with exclusive travel benefits, including airport lounge access and comprehensive travel insurance. Despite its high annual fee, the compensatory values provided in the first year and travel credits make it valuable for those who spend significantly on travel and luxury experiences."

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Capital One Venture X Business card art

Capital One Venture X Business

Capital One

3
4.3
Annual Fee Free
Benefits
Minimum Income

"The Capital One Venture X Business card is an excellent choice for frequent travelers, offering a high earn rate on travel bookings and an annual 10,000 miles bonus. Foreign transaction fees are non-existent, and cardholders have access to over 1,300 airport lounges. The card charges a high annual fee of $395, justified by travel credits and exclusive perks. However, reviews highlight inconsistent customer support and complexities in non-travel redemptions."

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PenFed Pathfinder Rewards Visa Signature Card card art

PenFed Pathfinder Rewards Visa Signature Card

Pentagon Federal Credit Union

4
4.3
Annual Fee Free
Benefits
Minimum Income

"The PenFed Pathfinder Rewards Visa Signature Card offers great perks for frequent travelers, including excellent travel insurance coverage and airport lounge access."

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Citi Strata Elite Card card art

Citi Strata Elite Card

Citi

5
4.3
Annual Fee Free
Benefits
Minimum Income

"The Citi Strata Elite Card is an excellent option for frequent travelers seeking premium benefits. With high reward multipliers on travel and dining, excellent insurance coverage, and VIP lounge access, it offers considerable value. However, the annual fee is high and bonus categories can be complex for some users."

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Sapphire Reserve for Business℠ card art

Sapphire Reserve for Business℠

Chase

6
4.3
Annual Fee $ 795.00
Benefits Ultimate Rewards · Lounge Access · Travel Insurance
Minimum Income

"The Sapphire Reserve for Business℠ by Chase offers strong benefits for frequent travelers, including access to premium lounges, comprehensive travel insurance, and no foreign transaction fees. However, its high annual fee and complex point redemption system might deter some users. Ideal for business executives who value premium travel rewards."

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Chase Freedom Flex Card card art

Chase Freedom Flex Card

Chase

7
4.3
Annual Fee Free
Benefits 1% Cashback · Chase Ultimate Rewards · Travel Insurance
Minimum Income

"The Chase Freedom Flex Card is a strong choice for consumers looking for a no-annual-fee personal credit card, with significant strength in rotating category cashback, purchase protection, and no foreign transaction fees. It also offers quality app experience and customer support, making it appealing for daily use. However, its travel perks are limited, and the requirement to activate rotating categories might be a hassle for some. Best suited for profiles valuing cash rewards and purchase protections."

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American Express® Gold Rewards Card card art

American Express® Gold Rewards Card

American Express

8
4.2
Annual Fee R$ 250.00
Benefits Membership Rewards · Lounge Access · Travel Insurance
Minimum Income

"The American Express® Gold Rewards Card by American Express provides excellent rewards on dining and supermarkets, and offers travel perks such as lounge access. Flexibility in points redemption and a solid app experience are highlights. However, it has a high annual fee and limited upgrade paths. Best for frequent travelers valuing dining and travel rewards."

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Chase Ink Business Preferred Credit Card card art

Chase Ink Business Preferred Credit Card

Chase

9
4.2
Annual Fee $ 95.00
Benefits Chase Ultimate Rewards · Travel Insurance
Minimum Income

"The Chase Ink Business Preferred Card is top-notch for small businesses, offering a generous welcome bonus and strong earning multipliers in frequent spending categories, especially in travel and shipping. Priced at $95 annually, it shines with excellent travel insurance coverage, no foreign transaction fees, and a flexible Ultimate Rewards points program. However, it requires good credit for approval and lacks a balance transfer offer, making it less suitable for those seeking to consolidate debt."

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BankAmericard card art

BankAmericard

Bank of America

10
4.2
Annual Fee Free
Benefits
Minimum Income

"The BankAmericard offers a competitive introductory offer with no annual fee and good rewards on everyday purchases but limited travel perks."

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Amazon Business Prime American Express Card card art

Amazon Business Prime American Express Card

American Express

11
4.1
Annual Fee Free
Benefits 5% Cashback · Travel Insurance
Minimum Income

"The Amazon Business Prime American Express Card is ideal for small business owners who frequently shop on Amazon. It offers a high 5% cashback on Amazon purchases with no annual fee and no foreign transaction fees. However, travel benefits are limited and there is no significant intro offer. It's suitable for businesses prioritizing frequent Amazon shopping but not for those seeking to build credit or obtain extensive travel perks."

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EveryDay Card card art

EveryDay Card

American Express

12
4.0
Annual Fee Free
Benefits Membership Rewards
Minimum Income

"The American Express EveryDay Card offers a solid no-annual-fee option with good rewards on supermarket purchases and flexible redemption options. While it lacks significant travel perks, it's an excellent card for daily use and credit building. Purchase protection and security features stand out. However, it lacks a significant intro offer and has limited travel benefits."

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Brex Corporate Card card art

Brex Corporate Card

Brex

13
4.0
Annual Fee Free
Benefits
Minimum Income

"The Brex Corporate Card is ideal for growing businesses, offering high credit limits and attractive rewards. It excels with competitive rates like no foreign transaction fees and robust support for international operations. However, mixed reviews on customer service and complex app usage might be hurdles for some companies."

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Capital One Savor Rewards for Students card art

Capital One Savor Rewards for Students

Capital One

14
4.0
Annual Fee Free
Benefits 3% Cashback
Minimum Income

"The Capital One Savor Rewards for Students card is ideal for college students wanting cashback in various spending categories without annual or foreign transaction fees. Offering 3% rates on dining, entertainment, and streaming services, it provides excellent ongoing value. However, the lack of an introductory APR and a high ongoing APR could be drawbacks."

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U.S. Bank Altitude Go Visa Signature Card card art

U.S. Bank Altitude Go Visa Signature Card

U.S. Bank

15
4.0
Annual Fee Free
Benefits
Minimum Income

"An ideal card for frequent travelers, offering an excellent range of travel perks."

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World Of Hyatt Credit Card card art

World Of Hyatt Credit Card

Chase

16
4.0
Annual Fee Free
Benefits
Minimum Income

"The World Of Hyatt Credit Card by Chase is a top choice for frequent travelers loyal to the Hyatt brand. It offers excellent earn rates at Hyatt properties and a lucrative welcome bonus, providing substantial value for hotel spenders. No foreign transaction fees and valuable travel protections further enhance its appeal. While the $95 annual fee is offset by an annual free night certificate, the card's full benefits are best realized by those who consistently choose Hyatt, as general spending rewards are limited."

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Upgrade Triple Cash card art

Upgrade Triple Cash

Upgrade

17
3.9
Annual Fee Free
Benefits
Minimum Income

"The Upgrade Triple Cash offers a high cashback rate with no annual fee, making it ideal for businesses looking to maximize returns on everyday purchases. However, it has limited travel benefits."

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U.S. Bank Business Altitude Connect World Elite Mastercard card art

U.S. Bank Business Altitude Connect World Elite Mastercard

U.S. Bank

18
3.9
Annual Fee Free
Benefits U.S. Bank Altitude Points · Lounge Access · Travel Insurance
Minimum Income

"The U.S. Bank Business Altitude Connect World Elite Mastercard is an excellent choice for frequent travelers and business use. It offers perks such as lounge access, comprehensive travel insurance, and no foreign transaction fees. However, there is an annual fee after the first year, and it may not be as appealing for users not taking advantage of its travel benefits."

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Amazon Prime Visa card art

Amazon Prime Visa

Chase

19
3.9
Annual Fee Free
Benefits 5% Cashback · Travel Insurance
Minimum Income

"The Amazon Prime Visa card from Chase is ideal for frequent Amazon and Whole Foods shoppers, offering 5% cashback on these purchases with no annual fee. It also provides travel and purchase protection insurance. However, travel perks are limited and a Prime membership is required for the best cashback rates. It stands out for having no foreign transaction fees, but customer support seems to be average according to various user reviews."

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Upgrade Cash Rewards card art

Upgrade Cash Rewards

Upgrade

20
3.9
Annual Fee Free
Benefits
Minimum Income

"This card offers excellent rewards for frequent travelers and is ideal for daily use."

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GM Rewards Card card art

GM Rewards Card

GM Financial

21
3.9
Annual Fee Free
Benefits
Minimum Income

"The GM Rewards Card offers a good balance of rewards and user experience, with no foreign transaction fees and a strong intro offer."

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Amazon Visa Credit Card card art

Amazon Visa Credit Card

Chase

22
3.8
Annual Fee Free
Benefits 3% Cashback · Travel Insurance
Minimum Income

"The Chase Amazon Visa card is an excellent option for frequent Amazon shoppers. With a high cashback rate for Amazon purchases and other purchase protection benefits, this card stands out with its no annual fee offer. The Chase mobile app provides a great user experience, while some drawbacks include the lack of significant travel benefits and balance transfer options. Overall, it is a strong choice for consumers who primarily value shopping and everyday benefits with Amazon."

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U.S. Bank Business Cash Rewards World Elite Mastercard card art

U.S. Bank Business Cash Rewards World Elite Mastercard

U.S. Bank

23
3.8
Annual Fee Free
Benefits 3% Cashback
Minimum Income

"The U.S. Bank Business Cash Rewards World Elite Mastercard is perfect for small business owners seeking cash rewards and fee savings. It offers 3% cashback in important business categories and has no annual fee. However, the lack of travel benefits and high introductory offers limits its appeal for those seeking travel perks."

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JetBlue Business Card card art

JetBlue Business Card

Barclays

24
3.7
Annual Fee Free
Benefits
Minimum Income

"The American Express Blue Business Cash™ Card is an excellent choice for small business owners looking for a low-cost option with no annual fee, offering 2% cashback on eligible purchases up to $50,000 annually, after which it decreases. Advantages include strong purchase protections, a superior app experience, and flexible redemption options. However, it is limited in travel benefits and credit building, and the cashback becomes capped after the predefined limit. It's ideal for businesses valuing every penny and keeping spendings within the cashback limit."

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Citi Pro Xtra Credit Card card art

Citi Pro Xtra Credit Card

Citi

25
3.6
Annual Fee Free
Benefits Pro Xtra
Minimum Income

"The Citi Pro Xtra Credit Card is aimed at professionals and businesses frequenting The Home Depot. It offers a rewards program that allows users to earn perks four times faster at Home Depot, with no annual fee, making it attractive for those seeking savings and payment flexibility in retail shopping. The lack of substantive travel benefits and its exclusivity to The Home Depot purchases may be limiting for some. Overall, it's a good card for business owners who frequently shop at Home Depot."

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Capital One Williams Sonoma Key Rewards Visa card art

Capital One Williams Sonoma Key Rewards Visa

Capital One

26
3.6
Annual Fee Free
Benefits 1% Cashback
Minimum Income

"The Capital One Williams Sonoma Key Rewards Visa credit card is an appealing option for frequent shoppers of associated brands, offering up to 5% cashback at stores like Pottery Barn and Williams Sonoma. It boasts no annual fee and offers perks like free shipping and birthday rewards. However, it has a high APR and limited travel benefits, making it ideal for consumers looking to maximize cashback returns on everyday and branded purchases."

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Citi My Best Buy Credit Cards card art

Citi My Best Buy Credit Cards

Citi

27
3.6
Annual Fee Free
Benefits My Best Buy® Rewards
Minimum Income

"The My Best Buy card offers great rewards for frequent Best Buy shoppers and tech enthusiasts, with 5% back in points on store purchases and flexible financing options. However, it's not ideal for travel due to limited benefits. Its mobile app is solid, providing a good user experience. With an annual fee of $0 to $59 based on creditworthiness, it may not appeal to those seeking general cashback loyalty or travel perks."

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PC Financial World Elite Mastercard card art

PC Financial World Elite Mastercard

PC Financial

28
3.5
Annual Fee Free
Benefits PC Optimum · Travel Insurance
Minimum Income R$ 80,000.00

"The PC Financial World Elite Mastercard is an appealing option for those who frequently shop at chains like Shoppers Drug Mart and Loblaws, offering an excellent earn rate in PC Optimum points with no annual fee. While it boasts strong purchase protection and travel insurance benefits, its travel perks are limited and the card requires a significant minimum income for approval. It's a solid choice for consumers looking to maximize daily spending returns in selected categories, though it may not be ideal for frequent or international travelers due to limited transfer partners and minimal airport lounge access."

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Synchrony WHBM credit card card art

Synchrony WHBM credit card

Synchrony

29
3.4
Annual Fee Free
Benefits WHBM Prestige Rewards
Minimum Income

"The Synchrony WHBM credit card delivers excellent value for frequent White House Black Market shoppers, offering 7.5 points per dollar spent. It has no annual fee and provides benefits like purchase protection and extended warranty. However, it lacks strong travel perks and charges a high foreign transaction fee. Customer service has mixed reviews, and points transfer flexibility is limited. Best for loyal WHBM consumers looking to maximize everyday purchases without annual fees."

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Citi Dillard's Credit Cards card art

Citi Dillard's Credit Cards

Citi

30
3.3
Annual Fee Free
Benefits Dillard's Rewards
Minimum Income

"The Citi Dillard's Credit Card offers 2 points per dollar spent at Dillard's, with no annual fee. It features some digital capabilities like a virtual card but mainly benefits store shoppers. While it offers a good earn rate for Dillard's purchases, it lacks attractive balance transfer or introductory offers. Not ideal for travelers as it applies foreign transaction fees and lacks perks like lounge access. With a high interest rate, it's recommended for those who pay balances on time and seek a fee-free card."

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