Our Take
3.8

The Capital One Bass Pro Shops CLUB Card offers up to 5% points on purchases at Bass Pro Shops and Cabela's with no annual fee. Ideal for outdoor enthusiasts, it provides great returns on these store purchases along with exclusive CLUB member perks.

Read more

However, it offers limited travel perks and a modest intro offer value.

By Harlon Drosghic Apr 2026

See How to Apply
Capital One Bass Pro Shops CLUB Card credit card
3.8
#1 in ranking 🇺🇸

Capital One Bass Pro Shops CLUB Card

Capital One • Mastercard

Annual Fee
Free
Points Program
CLUB Points
Minimum Income

creditCARD. score

Last updated: April 16, 2026

3.8
Overall Score 3.8 Rewards 3.6 User Experience 4.2 App / Experience 4.0 Points & Miles 2.9 Cashback 3.0 Travel Perks 2.5 Support Quality 4.2 Transparency 4.3

Score by category

Rewards

3.6/5
Points & Miles
2.9/5
  • Earn Rate
    3.5
  • Bonus Categories
    2.0
  • Redemption Value
    3.0
  • Points Expiration
    5.0
  • Transfer Partners
    1.0
Cashback
3.0/5
  • Base Cashback Rate
    1.0
  • Caps & Limits
    5.0
  • Redemption Ease
    4.0
  • Bonus Categories
    3.0
  • Redemption Flexibility
    4.0
Credit Building
3.1/5
  • Upgrade Path
    3.0
  • Credit Bureau Reporting
    4.0
  • Educational Tools
    2.0
  • Credit Limit Growth
    3.0
  • Approval Accessibility
    3.0
Lower Fees
4.2/5
  • Annual Fee Value
    5.0
  • Cost Transparency
    4.0
  • Fee Waiver Potential
    3.0
  • Penalty Friendliness
    3.0
  • Foreign Transaction Fee
    5.0
Purchase Perks
3.0/5
  • Extended Warranty
    2.5
  • Installment Perks
    2.5
  • Merchant Discounts
    3.5
  • Everyday Usefulness
    3.0
  • Purchase Protection
    3.0
Travel Perks
2.5/5
  • Airport Lounge Access
    1.0
  • Travel Insurance
    2.0
  • Travel Redemption
    3.0
  • No Foreign Tx Fees
    5.0
  • Hotel & Airline Perks
    2.0

Score by category

User Experience

4.2/5
App / Experience
4.0/5
  • Ease of Navigation
    3.5
  • Self-Service
    4.0
  • Billing Clarity
    4.0
  • Feature Quality
    4.5
  • App Speed & Stability
    4.0
Support Quality
4.2/5
  • Response Time
    4.0
  • Channel Availability
    4.0
  • Agent Professionalism
    4.0
  • First-Contact Resolution
    4.0
  • Resolution Effectiveness
    4.5
Transparency
4.3/5
  • Terms Simplicity
    4.0
  • Billing Transparency
    4.5
  • Fee & Interest Clarity
    4.5
  • Charge Predictability
    4.0
  • Communication Clarity
    4.5
Security & Control
4.3/5
  • Card Control Features
    4.5
  • Fraud Protection
    4.5
  • Virtual Card Experience
    4.5
  • Incident Resolution
    4.0
  • Real-Time Monitoring
    4.0
Benefits Usability
4.1/5
  • Ease of Earning
    4.0
  • Ease of Tracking
    4.0
  • Real-World Value
    4.0
  • Rules Simplicity
    4.5
  • Ease of Redeeming
    4.0

Pros & Cons Capital One Bass Pro Shops CLUB Card

Pros

  • No annual fee
  • High earn rate at Bass Pro Shops
  • No foreign transaction fees
  • Flexible redemption options
  • Exclusive CLUB perks

Cons

  • Limited travel perks
  • Requires good-excellent credit
  • Moderate base earn rate elsewhere
  • Limited transfer partners
  • Low intro offer value

The Capital One Bass Pro Shops CLUB Card offers up to 5% points on purchases at Bass Pro Shops and Cabela's with no annual fee.

Full analysis

Ideal for outdoor enthusiasts, it provides great returns on these store purchases along with exclusive CLUB member perks. However, it offers limited travel perks and a modest intro offer value.

Best for

Outdoor enthusiasts and Bass Pro Shops frequent shoppers

Avoid if

Travel-focused rewards seekers

outdoor-enthusiastfrequent-shopperbudget-conscious

AI-generated analysis · Methodology by Harlon Drosghic

Best For

Outdoor enthusiasts and Bass Pro Shops frequent shoppers

Worst For

Travel-focused rewards seekers

Frequently Asked Questions

Capital One Bass Pro Shops CLUB Card

Does the Capital One Bass Pro Shops CLUB Card have a rewards program?
Yes, the Capital One Bass Pro Shops CLUB Card participates in the CLUB Points rewards program. You earn 1 point(s) per unit spent.
Does the Capital One Bass Pro Shops CLUB Card include airport lounge access?
No, the Capital One Bass Pro Shops CLUB Card does not include airport lounge access. If lounge access is important to you, consider comparing it against cards that include Priority Pass or similar network memberships.
Does the Capital One Bass Pro Shops CLUB Card include travel insurance?
No, the Capital One Bass Pro Shops CLUB Card does not include travel insurance. If you travel frequently, consider purchasing a standalone travel insurance policy or comparing cards that bundle this coverage.
What credit score is needed for the Capital One Bass Pro Shops CLUB Card?
The Capital One Bass Pro Shops CLUB Card typically requires a Good-Excellent credit profile.
Who should get the Capital One Bass Pro Shops CLUB Card?
The Capital One Bass Pro Shops CLUB Card is best for: Outdoor enthusiasts and Bass Pro Shops frequent shoppers
Is the Capital One Bass Pro Shops CLUB Card worth it?
With an overall score of 3.8/5, the Capital One Bass Pro Shops CLUB Card is a good option for the right profile. It may not be ideal if: Travel-focused rewards seekers
citoCRED. | Features

The Capital One Bass Pro Shops CLUB Card provides a set of benefits designed to add genuine value to your financial routine:

Features — Detalhes

Fees

Annual Fee
Free

Rewards

Points Program
CLUB Points
1 points per unit

Premium

Lounge Access
Travel Insurance
Purchase Protection
Extended Warranty
Concierge
International Acceptance

Digital

Contactless Payment Virtual Card

Additional Benefits

  • Exclusive CLUB perks, discounts, and events
Apply for Card
Harlon Drosghic

Written by

Harlon Drosghic

Founder & Chief Financial Analyst

View profile →

Founder of Citocred · MBA in Finance (PUC Minas) · Creator of the proprietary card scoring methodology · 5+ years in programmatic media and financial content marketing.