The Capital One Cabela's CLUB Card provides solid rewards at partner stores Cabela's and Bass Pro Shops with no annual fee and non-expiring points. While it lacks in cashback and travel perks, the card features excellent app management and exclusive promotions, making it ideal for frequent shoppers of these stores who want to avoid annual fees.
By Harlon Drosghic Apr 2026
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Capital One Cabela's CLUB Card
Capital One • Mastercard
- Annual Fee
- Free
- Points Program
- Cabela's CLUB Points
- Minimum Income
- —
Score by category
Rewards
★★★★★ 3.1/5
Score by category
Rewards
Points & Miles ★★★★★ 2.3/5
- Earn Rate 2.5
- Bonus Categories 2.0
- Redemption Value 2.0
- Points Expiration 5.0
- Transfer Partners 1.0
Cashback ★★★★★ 1.2/5
- Caps & Limits 2.0
- Redemption Ease 2.5
- Redemption Flexibility 2.5
Credit Building ★★★★★ 3.2/5
- Upgrade Path 2.5
- Credit Bureau Reporting 4.0
- Educational Tools 2.5
- Credit Limit Growth 3.0
- Approval Accessibility 3.5
Lower Fees ★★★★★ 3.7/5
- Annual Fee Value 5.0
- Cost Transparency 4.0
- Fee Waiver Potential 3.0
- Penalty Friendliness 2.5
- Foreign Transaction Fee 3.0
Purchase Perks ★★★★★ 2.4/5
- Extended Warranty 2.0
- Installment Perks 1.5
- Merchant Discounts 3.0
- Everyday Usefulness 2.5
- Purchase Protection 2.5
Travel Perks ★★★★★ 1.5/5
- Travel Insurance 1.5
- Travel Redemption 2.0
- No Foreign Tx Fees 3.0
- Hotel & Airline Perks 1.5
Score by category
User Experience
★★★★★ 3.6/5
Score by category
User Experience
App / Experience ★★★★★ 4.2/5
- Ease of Navigation 4.0
- Self-Service 4.5
- Billing Clarity 4.5
- Feature Quality 4.0
- App Speed & Stability 4.0
Support Quality ★★★★★ 2.2/5
- Response Time 2.0
- Channel Availability 3.0
- Agent Professionalism 2.5
- First-Contact Resolution 2.0
- Resolution Effectiveness 2.0
Transparency ★★★★★ 4.0/5
- Terms Simplicity 3.5
- Billing Transparency 4.5
- Fee & Interest Clarity 4.0
- Charge Predictability 3.5
- Communication Clarity 4.0
Security & Control ★★★★★ 4.0/5
- Card Control Features 4.0
- Fraud Protection 4.5
- Virtual Card Experience 3.5
- Incident Resolution 4.0
- Real-Time Monitoring 4.0
Benefits Usability ★★★★★ 3.3/5
- Ease of Earning 3.5
- Ease of Tracking 3.5
- Real-World Value 3.0
- Rules Simplicity 3.5
- Ease of Redeeming 3.0
Pros & Cons Capital One Cabela's CLUB Card
Pros
- ✓No annual fee
- ✓Good rewards on partner purchases
- ✓Points do not expire
- ✓Strong app capabilities
- ✓Access to exclusive promotions
Cons
- ✗Limited points redemption flexibility
- ✗Poor travel perks
- ✗Low cashback potential
- ✗Average customer support
- ✗No balance transfer feature
Expert Analysis
AI Analysis
Citocred AI
The Capital One Cabela's CLUB Card provides solid rewards at partner stores Cabela's and Bass Pro Shops with no annual fee and non-expiring points.
Full analysis
While it lacks in cashback and travel perks, the card features excellent app management and exclusive promotions, making it ideal for frequent shoppers of these stores who want to avoid annual fees.
Best for
Frequent shoppers at Cabela's and Bass Pro Shops
Avoid if
Travel rewards seekers
AI-generated analysis · Methodology by Harlon Drosghic
Frequent shoppers at Cabela's and Bass Pro Shops
Travel rewards seekers
Frequently Asked Questions
Capital One Cabela's CLUB Card
Does the Capital One Cabela's CLUB Card have a rewards program?
Does the Capital One Cabela's CLUB Card include airport lounge access?
Does the Capital One Cabela's CLUB Card include travel insurance?
What credit score is needed for the Capital One Cabela's CLUB Card?
Who should get the Capital One Cabela's CLUB Card?
Is the Capital One Cabela's CLUB Card worth it?
The Capital One Cabela's CLUB Card provides a set of benefits designed to add genuine value to your financial routine:
Points Program
Cabela's CLUB Points
Contactless Payment
Virtual Card
International Acceptance
See 9 benefits not included in this card
- Cashback See which cards include this benefit →
- Miles Program See which cards include this benefit →
- Lounge Access See which cards include this benefit →
- Travel Insurance See which cards include this benefit →
- Purchase Protection See which cards include this benefit →
- Extended Warranty See which cards include this benefit →
- Concierge See which cards include this benefit →
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Features — Detalhes
Fees
Rewards
Premium
Digital
Additional Benefits
- • No annual fee
- • Points never expire for open accounts
- • Exclusive discounts and promotions
How We Rate Cards
Every card on Citocred is independently scored by our AI research team across six dimensions: fee value, rewards program, interest rates, digital experience, customer support quality, and overall value. Scores are derived from publicly available issuer data, cross-referenced and updated periodically.
We maintain full editorial independence — no issuer pays for ranking position. 'Apply' links may include affiliate referrals that support our free content. This never influences our editorial scores or assessments.
Read our full methodology →
Founder of Citocred · MBA in Finance (PUC Minas) · Creator of the proprietary card scoring methodology · 5+ years in programmatic media and financial content marketing.