The Delta SkyMiles® Platinum American Express Card provides exceptional benefits for frequent Delta travelers, such as bonus miles and no foreign transaction fees.
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Despite its annual cost, perks like free checked bag and access to certain privileges make it worthwhile for frequent flyers.
By Harlon Drosghic Apr 2026
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Delta SkyMiles® Platinum American Express Card
American Express • Amex Platinum
- Annual Fee
- $ 350.00
- Miles Program
- Earn 2 miles per dollar on Delta purchases.
- Minimum Income
- —
Score by category
Rewards
★★★★★ 3.5/5
Score by category
Rewards
Points & Miles ★★★★★ 4.0/5
- Earn Rate 4.0
- Bonus Categories 4.5
- Redemption Value 4.0
- Points Expiration 5.0
- Transfer Partners 3.0
Credit Building ★★★★★ 3.1/5
- Upgrade Path 3.0
- Credit Bureau Reporting 4.0
- Educational Tools 2.0
- Credit Limit Growth 3.5
- Approval Accessibility 2.5
Lower Fees ★★★★★ 3.4/5
- Annual Fee Value 3.5
- Cost Transparency 3.5
- Fee Waiver Potential 2.0
- Penalty Friendliness 3.0
- Foreign Transaction Fee 5.0
Purchase Perks ★★★★★ 3.0/5
- Extended Warranty 3.0
- Installment Perks 2.0
- Merchant Discounts 2.5
- Everyday Usefulness 3.0
- Purchase Protection 4.0
Travel Perks ★★★★★ 3.6/5
- Airport Lounge Access 3.0
- Travel Insurance 2.5
- Travel Redemption 4.0
- No Foreign Tx Fees 5.0
- Hotel & Airline Perks 4.0
Score by category
User Experience
★★★★★ 4.0/5
Score by category
User Experience
App / Experience ★★★★★ 4.2/5
- Ease of Navigation 4.5
- Self-Service 4.0
- Billing Clarity 4.5
- Feature Quality 4.0
- App Speed & Stability 4.0
Support Quality ★★★★★ 3.8/5
- Response Time 3.5
- Channel Availability 3.5
- Agent Professionalism 4.0
- First-Contact Resolution 4.0
- Resolution Effectiveness 4.0
Transparency ★★★★★ 3.8/5
- Terms Simplicity 3.5
- Billing Transparency 4.0
- Fee & Interest Clarity 4.0
- Charge Predictability 3.5
- Communication Clarity 4.0
Security & Control ★★★★★ 4.3/5
- Card Control Features 4.5
- Fraud Protection 4.5
- Virtual Card Experience 4.0
- Incident Resolution 4.0
- Real-Time Monitoring 4.0
Benefits Usability ★★★★★ 3.8/5
- Ease of Earning 4.0
- Ease of Tracking 4.0
- Real-World Value 4.0
- Rules Simplicity 3.5
- Ease of Redeeming 3.5
Pros & Cons Delta SkyMiles® Platinum American Express Card
Pros
- ✓Generous miles earning on Delta purchases.
- ✓No foreign transaction fees.
- ✓First checked bag free on Delta flights.
- ✓Access to Delta-specific perks like companion certificate.
Cons
- ✗High annual fee.
- ✗Limited transfer partners.
- ✗No cashback options.
Expert Analysis
AI Analysis
Citocred AI
The Delta SkyMiles® Platinum American Express Card provides exceptional benefits for frequent Delta travelers, such as bonus miles and no foreign transaction fees. Despite its annual cost, perks like free checked bag
Full analysis
and access to certain privileges make it worthwhile for frequent flyers.
Best for
frequent Delta flyers
Avoid if
those seeking cashback rewards
AI-generated analysis · Methodology by Harlon Drosghic
frequent Delta flyers
those seeking cashback rewards
Frequently Asked Questions
Delta SkyMiles® Platinum American Express Card
What is the annual fee for the Delta SkyMiles® Platinum American Express Card?
Does the Delta SkyMiles® Platinum American Express Card have a rewards program?
Does the Delta SkyMiles® Platinum American Express Card include airport lounge access?
Does the Delta SkyMiles® Platinum American Express Card include travel insurance?
Who should get the Delta SkyMiles® Platinum American Express Card?
Is the Delta SkyMiles® Platinum American Express Card worth it?
The Delta SkyMiles® Platinum American Express Card provides a set of benefits designed to add genuine value to your financial routine:
Miles Program
Earn 2 miles per dollar on Delta purchases.
Contactless Payment
Virtual Card
International Acceptance
See 9 benefits not included in this card
- Cashback See which cards include this benefit →
- Points Program See which cards include this benefit →
- Lounge Access See which cards include this benefit →
- Travel Insurance See which cards include this benefit →
- Purchase Protection See which cards include this benefit →
- Extended Warranty See which cards include this benefit →
- Concierge See which cards include this benefit →
- Apple Pay See which cards include this benefit →
- Google Pay See which cards include this benefit →
Features — Detalhes
Fees
Rewards
Premium
Digital
Additional Benefits
- • First checked bag free on Delta flights.
- • 15% off when using miles to book Award Travel on Delta flights.
- • Annual companion pass for eligible Delta flights.
- • Priority boarding on Delta flights.
How We Rate Cards
Every card on Citocred is independently scored by our AI research team across six dimensions: fee value, rewards program, interest rates, digital experience, customer support quality, and overall value. Scores are derived from publicly available issuer data, cross-referenced and updated periodically.
We maintain full editorial independence — no issuer pays for ranking position. 'Apply' links may include affiliate referrals that support our free content. This never influences our editorial scores or assessments.
Read our full methodology →
Founder of Citocred · MBA in Finance (PUC Minas) · Creator of the proprietary card scoring methodology · 5+ years in programmatic media and financial content marketing.